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ZIP Code 12064

Otsego, New York

FIPS 12064

Juniper

ZIP Code 12064 is in the top 20% nationally for price-to-income ratio. It also sits in the 21th percentile nationally for median home value.

Median Home Value

$111,700

Lower than 79% of U.S. ZIP codes

FEMA Risk Score

61.4

Near the U.S. ZIP codes median

The basics

Total Population

342

Median Age

42.4

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$111,700

Lower than 79%

Median Property Tax

$1,885

Effective Tax Rate

2%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

1.76

Lower than 80%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

77.4

Winter Avg Low (°F)

14.7

Avg Temperature (°F)

45.6

Hot Days/yr (>90°F)

3.7

Freezing Days/yr (<32°F)

154.8

Annual Precipitation (in)

40.7

Annual Snowfall (in)

53.5

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

61.4

Near median

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 12064: frequently asked questions

What is the median home value in ZIP Code 12064?
The median home value in ZIP Code 12064 is $111,700, lower than 79% of U.S. ZIP codes.
How much is property tax in ZIP Code 12064?
The median annual property tax in ZIP Code 12064 is $1,885, an effective rate of 2% of home value.
Is ZIP Code 12064 expensive to live in?
Homes in ZIP Code 12064 cost about 1.76× the median household income, lower than 80% of U.S. ZIP codes.
What is the weather like in ZIP Code 12064?
ZIP Code 12064 averages 45.6°F year-round, summer highs near 77.4°F, winter lows around 14.7°F (NOAA 1991–2020 normals). It sees about 53.5 inches of snow a year.
Is ZIP Code 12064 at risk of flooding or natural disasters?
ZIP Code 12064's FEMA National Risk Index score is 61.4 (near the U.S. ZIP codes median). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →