The basics
Total Population
2,298
Median Age
45.1
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$165,200
Lower than 62%
Median Property Tax
$2,778
Effective Tax Rate
2%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
2.12
Lower than 73%
Median Rent
$732
Lower than 66%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
70.5
Winter Avg Low (°F)
16.3
Avg Temperature (°F)
42.8
Hot Days/yr (>90°F)
2.8
Freezing Days/yr (<32°F)
155.4
Annual Precipitation (in)
47.6
Annual Snowfall (in)
85.5
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
59.4
Lower than 58%
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 12197: frequently asked questions
- What is the median home value in ZIP Code 12197?
- The median home value in ZIP Code 12197 is $165,200, lower than 62% of U.S. ZIP codes.
- How much is property tax in ZIP Code 12197?
- The median annual property tax in ZIP Code 12197 is $2,778, an effective rate of 2% of home value.
- Is ZIP Code 12197 expensive to live in?
- Homes in ZIP Code 12197 cost about 2.12× the median household income, lower than 73% of U.S. ZIP codes.
- What is the average rent in ZIP Code 12197?
- The median gross rent in ZIP Code 12197 is $732 a month, lower than 66% of U.S. ZIP codes.
- What is the weather like in ZIP Code 12197?
- ZIP Code 12197 averages 42.8°F year-round, summer highs near 70.5°F, winter lows around 16.3°F (NOAA 1991–2020 normals). It sees about 85.5 inches of snow a year.
- Is ZIP Code 12197 at risk of flooding or natural disasters?
- ZIP Code 12197's FEMA National Risk Index score is 59.4 (lower than 58% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →