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ZIP Code 13326

Otsego, New York

FIPS 13326

Juniper

ZIP Code 13326 is in the top 6% nationally for appreciation 1yr %, but in the bottom 22% nationally for price-to-income ratio. It also sits in the top 12% nationally for HPI growth 5yr %. And it sits in the 75th percentile nationally for median home value.

Median Home Value

$340,100

Higher than 75% of U.S. ZIP codes

HPI Growth 5yr %

62%

Higher than 88% of U.S. ZIP codes

FEMA Risk Score

70.7

Higher than 57% of U.S. ZIP codes

The basics

Total Population

4,586

Median Age

54.7

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$340,100

Higher than 75%

Median Property Tax

$3,804

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

4.25

Higher than 78%

Median Rent

$1,184

Higher than 71%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

62%

Higher than 88%

Appreciation 1yr %

9.5%

Higher than 94%

Pandemic Gain %

28%

Recession Drop %

-9.6%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

70.5

Winter Avg Low (°F)

16.3

Avg Temperature (°F)

42.8

Hot Days/yr (>90°F)

2.8

Freezing Days/yr (<32°F)

155.4

Annual Precipitation (in)

47.6

Annual Snowfall (in)

85.5

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

70.7

Higher than 57%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 13326: frequently asked questions

What is the median home value in ZIP Code 13326?
The median home value in ZIP Code 13326 is $340,100, higher than 75% of U.S. ZIP codes.
How much is property tax in ZIP Code 13326?
The median annual property tax in ZIP Code 13326 is $3,804, an effective rate of 1% of home value.
Is ZIP Code 13326 expensive to live in?
Homes in ZIP Code 13326 cost about 4.25× the median household income, higher than 78% of U.S. ZIP codes.
What is the average rent in ZIP Code 13326?
The median gross rent in ZIP Code 13326 is $1,184 a month, higher than 71% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 13326?
Home prices in ZIP Code 13326 have moved 62% over the past five years (9.5% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 13326?
ZIP Code 13326 averages 42.8°F year-round, summer highs near 70.5°F, winter lows around 16.3°F (NOAA 1991–2020 normals). It sees about 85.5 inches of snow a year.
Is ZIP Code 13326 at risk of flooding or natural disasters?
ZIP Code 13326's FEMA National Risk Index score is 70.7 (higher than 57% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →