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ZIP Code 12116

Otsego, New York

FIPS 12116

Juniper

ZIP Code 12116 is in the top 27% nationally for price-to-income ratio. It also sits in the 87th percentile nationally for median rent. And it sits in the 39th percentile nationally for median home value.

Median Home Value

$167,200

Lower than 61% of U.S. ZIP codes

FEMA Risk Score

56.7

Lower than 61% of U.S. ZIP codes

The basics

Total Population

1,787

Median Age

47.9

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$167,200

Lower than 61%

Median Property Tax

$2,508

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.12

Lower than 73%

Median Rent

$1,664

Higher than 87%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

76.6

Winter Avg Low (°F)

14.3

Avg Temperature (°F)

44.5

Hot Days/yr (>90°F)

2.2

Freezing Days/yr (<32°F)

166.7

Annual Precipitation (in)

44.8

Annual Snowfall (in)

83

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

56.7

Lower than 61%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 12116: frequently asked questions

What is the median home value in ZIP Code 12116?
The median home value in ZIP Code 12116 is $167,200, lower than 61% of U.S. ZIP codes.
How much is property tax in ZIP Code 12116?
The median annual property tax in ZIP Code 12116 is $2,508, an effective rate of 1% of home value.
Is ZIP Code 12116 expensive to live in?
Homes in ZIP Code 12116 cost about 2.12× the median household income, lower than 73% of U.S. ZIP codes.
What is the average rent in ZIP Code 12116?
The median gross rent in ZIP Code 12116 is $1,664 a month, higher than 87% of U.S. ZIP codes.
What is the weather like in ZIP Code 12116?
ZIP Code 12116 averages 44.5°F year-round, summer highs near 76.6°F, winter lows around 14.3°F (NOAA 1991–2020 normals). It sees about 83 inches of snow a year.
Is ZIP Code 12116 at risk of flooding or natural disasters?
ZIP Code 12116's FEMA National Risk Index score is 56.7 (lower than 61% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →