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ZIP Code 12069

Montgomery, New York

FIPS 12069

Juniper

ZIP Code 12069 is in the top 21% nationally for price-to-income ratio. It also sits in the top 30% nationally for FEMA risk score. And it sits in the 37th percentile nationally for median home value.

Median Home Value

$161,700

Lower than 63% of U.S. ZIP codes

FEMA Risk Score

47.3

Lower than 70% of U.S. ZIP codes

The basics

Total Population

425

Median Age

51.8

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$161,700

Lower than 63%

Median Property Tax

$2,083

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

1.79

Lower than 79%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

79.3

Winter Avg Low (°F)

14.7

Avg Temperature (°F)

46.3

Hot Days/yr (>90°F)

8.5

Freezing Days/yr (<32°F)

154.1

Annual Precipitation (in)

44.7

Annual Snowfall (in)

53.5

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

47.3

Lower than 70%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 12069: frequently asked questions

What is the median home value in ZIP Code 12069?
The median home value in ZIP Code 12069 is $161,700, lower than 63% of U.S. ZIP codes.
How much is property tax in ZIP Code 12069?
The median annual property tax in ZIP Code 12069 is $2,083, an effective rate of 1% of home value.
Is ZIP Code 12069 expensive to live in?
Homes in ZIP Code 12069 cost about 1.79× the median household income, lower than 79% of U.S. ZIP codes.
What is the weather like in ZIP Code 12069?
ZIP Code 12069 averages 46.3°F year-round, summer highs near 79.3°F, winter lows around 14.7°F (NOAA 1991–2020 normals). It sees about 53.5 inches of snow a year.
Is ZIP Code 12069 at risk of flooding or natural disasters?
ZIP Code 12069's FEMA National Risk Index score is 47.3 (lower than 70% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →