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ZIP Code 13428

Montgomery, New York

FIPS 13428

Juniper

ZIP Code 13428 is in the top 30% nationally for FEMA risk score. It also sits in the 24th percentile nationally for median rent. And it sits in the top 34% nationally for price-to-income ratio.

Median Home Value

$180,500

Lower than 56% of U.S. ZIP codes

FEMA Risk Score

47.1

Lower than 70% of U.S. ZIP codes

The basics

Total Population

1,689

Median Age

44.8

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$180,500

Lower than 56%

Median Property Tax

$4,022

Effective Tax Rate

2%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.37

Lower than 66%

Median Rent

$487

Lower than 76%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

76

Winter Avg Low (°F)

15.8

Avg Temperature (°F)

45.3

Hot Days/yr (>90°F)

0.7

Freezing Days/yr (<32°F)

153.9

Annual Precipitation (in)

44.7

Annual Snowfall (in)

53.5

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

47.1

Lower than 70%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 13428: frequently asked questions

What is the median home value in ZIP Code 13428?
The median home value in ZIP Code 13428 is $180,500, lower than 56% of U.S. ZIP codes.
How much is property tax in ZIP Code 13428?
The median annual property tax in ZIP Code 13428 is $4,022, an effective rate of 2% of home value.
Is ZIP Code 13428 expensive to live in?
Homes in ZIP Code 13428 cost about 2.37× the median household income, lower than 66% of U.S. ZIP codes.
What is the average rent in ZIP Code 13428?
The median gross rent in ZIP Code 13428 is $487 a month, lower than 76% of U.S. ZIP codes.
What is the weather like in ZIP Code 13428?
ZIP Code 13428 averages 45.3°F year-round, summer highs near 76°F, winter lows around 15.8°F (NOAA 1991–2020 normals). It sees about 53.5 inches of snow a year.
Is ZIP Code 13428 at risk of flooding or natural disasters?
ZIP Code 13428's FEMA National Risk Index score is 47.1 (lower than 70% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →