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ZIP Code 12086

Montgomery, New York

FIPS 12086

Juniper

ZIP Code 12086 is in the 57th percentile nationally for median home value.

Median Home Value

$230,800

Higher than 57% of U.S. ZIP codes

FEMA Risk Score

62.4

Near the U.S. ZIP codes median

The basics

Total Population

1,587

Median Age

47.3

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$230,800

Higher than 57%

Median Property Tax

$3,736

Effective Tax Rate

2%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.95

Near median

Median Rent

$898

Near median

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

81.9

Winter Avg Low (°F)

17.3

Avg Temperature (°F)

48.9

Hot Days/yr (>90°F)

11

Freezing Days/yr (<32°F)

144.4

Annual Precipitation (in)

44.4

Annual Snowfall (in)

63.5

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

62.4

Near median

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 12086: frequently asked questions

What is the median home value in ZIP Code 12086?
The median home value in ZIP Code 12086 is $230,800, higher than 57% of U.S. ZIP codes.
How much is property tax in ZIP Code 12086?
The median annual property tax in ZIP Code 12086 is $3,736, an effective rate of 2% of home value.
Is ZIP Code 12086 expensive to live in?
Homes in ZIP Code 12086 cost about 2.95× the median household income, near the U.S. ZIP codes median.
What is the average rent in ZIP Code 12086?
The median gross rent in ZIP Code 12086 is $898 a month, near the U.S. ZIP codes median.
What is the weather like in ZIP Code 12086?
ZIP Code 12086 averages 48.9°F year-round, summer highs near 81.9°F, winter lows around 17.3°F (NOAA 1991–2020 normals). It sees about 63.5 inches of snow a year.
Is ZIP Code 12086 at risk of flooding or natural disasters?
ZIP Code 12086's FEMA National Risk Index score is 62.4 (near the U.S. ZIP codes median). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →