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ZIP Code 12072

Montgomery, New York

FIPS 12072

Juniper

ZIP Code 12072 is in the top 5% nationally for HPI growth 5yr %, but in the bottom 36% nationally for FEMA risk score. It also sits in the top 33% nationally for price-to-income ratio.

Median Home Value

$190,200

Near the U.S. ZIP codes median

HPI Growth 5yr %

71%

Higher than 95% of U.S. ZIP codes

FEMA Risk Score

75.8

Higher than 64% of U.S. ZIP codes

The basics

Total Population

2,882

Median Age

32.9

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$190,200

Near median

Median Property Tax

$3,858

Effective Tax Rate

2%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.35

Lower than 67%

Median Rent

$916

Near median

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

71%

Higher than 95%

Recession Drop %

-6.9%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

79.3

Winter Avg Low (°F)

14.7

Avg Temperature (°F)

46.3

Hot Days/yr (>90°F)

8.5

Freezing Days/yr (<32°F)

154.1

Annual Precipitation (in)

44.7

Annual Snowfall (in)

53.5

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

75.8

Higher than 64%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 12072: frequently asked questions

What is the median home value in ZIP Code 12072?
The median home value in ZIP Code 12072 is $190,200, near the U.S. ZIP codes median.
How much is property tax in ZIP Code 12072?
The median annual property tax in ZIP Code 12072 is $3,858, an effective rate of 2% of home value.
Is ZIP Code 12072 expensive to live in?
Homes in ZIP Code 12072 cost about 2.35× the median household income, lower than 67% of U.S. ZIP codes.
What is the average rent in ZIP Code 12072?
The median gross rent in ZIP Code 12072 is $916 a month, near the U.S. ZIP codes median.
How much have home prices grown in ZIP Code 12072?
Home prices in ZIP Code 12072 have moved 71% over the past five years, per the FHFA House Price Index.
What is the weather like in ZIP Code 12072?
ZIP Code 12072 averages 46.3°F year-round, summer highs near 79.3°F, winter lows around 14.7°F (NOAA 1991–2020 normals). It sees about 53.5 inches of snow a year.
Is ZIP Code 12072 at risk of flooding or natural disasters?
ZIP Code 12072's FEMA National Risk Index score is 75.8 (higher than 64% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →