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ZIP Code 12074

Saratoga, New York

FIPS 12074

Juniper

ZIP Code 12074 is in the top 2% nationally for appreciation 1yr %. It also sits in the top 8% nationally for FEMA risk score. And it sits in the 84th percentile nationally for median rent.

Median Home Value

$304,800

Higher than 70% of U.S. ZIP codes

HPI Growth 5yr %

54%

Higher than 79% of U.S. ZIP codes

FEMA Risk Score

17.8

Lower than 92% of U.S. ZIP codes

The basics

Total Population

2,848

Median Age

46.2

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$304,800

Higher than 70%

Median Property Tax

$4,223

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.22

Higher than 58%

Median Rent

$1,560

Higher than 84%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

54%

Higher than 79%

Appreciation 1yr %

16%

Higher than 98%

Pandemic Gain %

32%

Recession Drop %

-6.9%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

81.9

Winter Avg Low (°F)

17.3

Avg Temperature (°F)

48.9

Hot Days/yr (>90°F)

11

Freezing Days/yr (<32°F)

144.4

Annual Precipitation (in)

46.4

Annual Snowfall (in)

63.5

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

17.8

Lower than 92%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 12074: frequently asked questions

What is the median home value in ZIP Code 12074?
The median home value in ZIP Code 12074 is $304,800, higher than 70% of U.S. ZIP codes.
How much is property tax in ZIP Code 12074?
The median annual property tax in ZIP Code 12074 is $4,223, an effective rate of 1% of home value.
Is ZIP Code 12074 expensive to live in?
Homes in ZIP Code 12074 cost about 3.22× the median household income, higher than 58% of U.S. ZIP codes.
What is the average rent in ZIP Code 12074?
The median gross rent in ZIP Code 12074 is $1,560 a month, higher than 84% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 12074?
Home prices in ZIP Code 12074 have moved 54% over the past five years (16% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 12074?
ZIP Code 12074 averages 48.9°F year-round, summer highs near 81.9°F, winter lows around 17.3°F (NOAA 1991–2020 normals). It sees about 63.5 inches of snow a year.
Is ZIP Code 12074 at risk of flooding or natural disasters?
ZIP Code 12074's FEMA National Risk Index score is 17.8 (lower than 92% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →