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ZIP Code 12090

Rensselaer, New York

FIPS 12090

Juniper

ZIP Code 12090 is in the top 24% nationally for FEMA risk score. It also sits in the top 39% nationally for price-to-income ratio.

Median Home Value

$173,800

Lower than 58% of U.S. ZIP codes

HPI Growth 5yr %

36%

Higher than 58% of U.S. ZIP codes

FEMA Risk Score

41.1

Lower than 76% of U.S. ZIP codes

The basics

Total Population

5,482

Median Age

48.2

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$173,800

Lower than 58%

Median Property Tax

$4,214

Effective Tax Rate

2%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.55

Lower than 61%

Median Rent

$856

Near median

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

36%

Higher than 58%

Appreciation 1yr %

-17%

Higher than 56%

Pandemic Gain %

44%

Recession Drop %

-14%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

80.5

Winter Avg Low (°F)

14

Avg Temperature (°F)

46.9

Hot Days/yr (>90°F)

6

Freezing Days/yr (<32°F)

156.3

Annual Precipitation (in)

43.4

Annual Snowfall (in)

75.2

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

41.1

Lower than 76%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 12090: frequently asked questions

What is the median home value in ZIP Code 12090?
The median home value in ZIP Code 12090 is $173,800, lower than 58% of U.S. ZIP codes.
How much is property tax in ZIP Code 12090?
The median annual property tax in ZIP Code 12090 is $4,214, an effective rate of 2% of home value.
Is ZIP Code 12090 expensive to live in?
Homes in ZIP Code 12090 cost about 2.55× the median household income, lower than 61% of U.S. ZIP codes.
What is the average rent in ZIP Code 12090?
The median gross rent in ZIP Code 12090 is $856 a month, near the U.S. ZIP codes median.
How much have home prices grown in ZIP Code 12090?
Home prices in ZIP Code 12090 have moved 36% over the past five years (-17% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 12090?
ZIP Code 12090 averages 46.9°F year-round, summer highs near 80.5°F, winter lows around 14°F (NOAA 1991–2020 normals). It sees about 75.2 inches of snow a year.
Is ZIP Code 12090 at risk of flooding or natural disasters?
ZIP Code 12090's FEMA National Risk Index score is 41.1 (lower than 76% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →