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ZIP Code 12123

Rensselaer, New York

FIPS 12123

Juniper

ZIP Code 12123 is in the top 2% nationally for appreciation 1yr %. It also sits in the top 24% nationally for HPI growth 5yr %. And it sits in the 69th percentile nationally for median home value.

Median Home Value

$297,000

Higher than 69% of U.S. ZIP codes

HPI Growth 5yr %

52%

Higher than 76% of U.S. ZIP codes

FEMA Risk Score

49.9

Lower than 68% of U.S. ZIP codes

The basics

Total Population

4,457

Median Age

43.4

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$297,000

Higher than 69%

Median Property Tax

$6,140

Effective Tax Rate

2%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.73

Lower than 56%

Median Rent

$1,023

Higher than 61%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

52%

Higher than 76%

Appreciation 1yr %

16%

Higher than 98%

Pandemic Gain %

29%

Recession Drop %

-9.8%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

81.5

Winter Avg Low (°F)

18.9

Avg Temperature (°F)

49.5

Hot Days/yr (>90°F)

9.9

Freezing Days/yr (<32°F)

144.2

Annual Precipitation (in)

46.4

Annual Snowfall (in)

52.7

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

49.9

Lower than 68%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 12123: frequently asked questions

What is the median home value in ZIP Code 12123?
The median home value in ZIP Code 12123 is $297,000, higher than 69% of U.S. ZIP codes.
How much is property tax in ZIP Code 12123?
The median annual property tax in ZIP Code 12123 is $6,140, an effective rate of 2% of home value.
Is ZIP Code 12123 expensive to live in?
Homes in ZIP Code 12123 cost about 2.73× the median household income, lower than 56% of U.S. ZIP codes.
What is the average rent in ZIP Code 12123?
The median gross rent in ZIP Code 12123 is $1,023 a month, higher than 61% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 12123?
Home prices in ZIP Code 12123 have moved 52% over the past five years (16% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 12123?
ZIP Code 12123 averages 49.5°F year-round, summer highs near 81.5°F, winter lows around 18.9°F (NOAA 1991–2020 normals). It sees about 52.7 inches of snow a year.
Is ZIP Code 12123 at risk of flooding or natural disasters?
ZIP Code 12123's FEMA National Risk Index score is 49.9 (lower than 68% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →