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ZIP Code 12138

Rensselaer, New York

FIPS 12138

Juniper

ZIP Code 12138 is in the top 1% nationally for appreciation 1yr %. It also sits in the top 1% nationally for HPI growth 5yr %. And it sits in the top 10% nationally for FEMA risk score.

Median Home Value

$191,900

Near the U.S. ZIP codes median

HPI Growth 5yr %

98%

Higher than 100% of U.S. ZIP codes

FEMA Risk Score

21.1

Lower than 90% of U.S. ZIP codes

The basics

Total Population

2,695

Median Age

47.1

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$191,900

Near median

Median Property Tax

$3,206

Effective Tax Rate

2%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.53

Lower than 62%

Median Rent

$1,125

Higher than 68%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

98%

Higher than 100%

Appreciation 1yr %

38%

Higher than 100%

Pandemic Gain %

36%

Recession Drop %

-11%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

76.1

Winter Avg Low (°F)

16.9

Avg Temperature (°F)

46.1

Hot Days/yr (>90°F)

0.7

Freezing Days/yr (<32°F)

151.8

Annual Precipitation (in)

47.1

Annual Snowfall (in)

52.7

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

21.1

Lower than 90%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 12138: frequently asked questions

What is the median home value in ZIP Code 12138?
The median home value in ZIP Code 12138 is $191,900, near the U.S. ZIP codes median.
How much is property tax in ZIP Code 12138?
The median annual property tax in ZIP Code 12138 is $3,206, an effective rate of 2% of home value.
Is ZIP Code 12138 expensive to live in?
Homes in ZIP Code 12138 cost about 2.53× the median household income, lower than 62% of U.S. ZIP codes.
What is the average rent in ZIP Code 12138?
The median gross rent in ZIP Code 12138 is $1,125 a month, higher than 68% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 12138?
Home prices in ZIP Code 12138 have moved 98% over the past five years (38% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 12138?
ZIP Code 12138 averages 46.1°F year-round, summer highs near 76.1°F, winter lows around 16.9°F (NOAA 1991–2020 normals). It sees about 52.7 inches of snow a year.
Is ZIP Code 12138 at risk of flooding or natural disasters?
ZIP Code 12138's FEMA National Risk Index score is 21.1 (lower than 90% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →