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ZIP Code 12198

Rensselaer, New York

FIPS 12198

Juniper

ZIP Code 12198 is in the top 15% nationally for FEMA risk score. It also sits in the top 15% nationally for appreciation 1yr %. And it sits in the top 21% nationally for HPI growth 5yr %.

Median Home Value

$285,100

Higher than 67% of U.S. ZIP codes

HPI Growth 5yr %

55%

Higher than 79% of U.S. ZIP codes

FEMA Risk Score

29.1

Lower than 85% of U.S. ZIP codes

The basics

Total Population

6,796

Median Age

46.6

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$285,100

Higher than 67%

Median Property Tax

$5,841

Effective Tax Rate

2%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.52

Lower than 62%

Median Rent

$1,216

Higher than 73%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

55%

Higher than 79%

Appreciation 1yr %

5.6%

Higher than 85%

Pandemic Gain %

34%

Recession Drop %

-0.31%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

83.4

Winter Avg Low (°F)

19.9

Avg Temperature (°F)

50.9

Hot Days/yr (>90°F)

13.1

Freezing Days/yr (<32°F)

131.1

Annual Precipitation (in)

46.6

Annual Snowfall (in)

52.7

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

29.1

Lower than 85%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 12198: frequently asked questions

What is the median home value in ZIP Code 12198?
The median home value in ZIP Code 12198 is $285,100, higher than 67% of U.S. ZIP codes.
How much is property tax in ZIP Code 12198?
The median annual property tax in ZIP Code 12198 is $5,841, an effective rate of 2% of home value.
Is ZIP Code 12198 expensive to live in?
Homes in ZIP Code 12198 cost about 2.52× the median household income, lower than 62% of U.S. ZIP codes.
What is the average rent in ZIP Code 12198?
The median gross rent in ZIP Code 12198 is $1,216 a month, higher than 73% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 12198?
Home prices in ZIP Code 12198 have moved 55% over the past five years (5.6% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 12198?
ZIP Code 12198 averages 50.9°F year-round, summer highs near 83.4°F, winter lows around 19.9°F (NOAA 1991–2020 normals). It sees about 52.7 inches of snow a year.
Is ZIP Code 12198 at risk of flooding or natural disasters?
ZIP Code 12198's FEMA National Risk Index score is 29.1 (lower than 85% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →