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ZIP Code 13315

Otsego, New York

FIPS 13315

Juniper

ZIP Code 13315 is in the 42th percentile nationally for FEMA risk score.

Median Home Value

$202,000

Near the U.S. ZIP codes median

FEMA Risk Score

58.7

Lower than 58% of U.S. ZIP codes

The basics

Total Population

1,237

Median Age

51.8

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$202,000

Near median

Median Property Tax

$2,812

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.06

Near median

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

70.5

Winter Avg Low (°F)

16.3

Avg Temperature (°F)

42.8

Hot Days/yr (>90°F)

2.8

Freezing Days/yr (<32°F)

155.4

Annual Precipitation (in)

46.2

Annual Snowfall (in)

85.5

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

58.7

Lower than 58%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 13315: frequently asked questions

What is the median home value in ZIP Code 13315?
The median home value in ZIP Code 13315 is $202,000, near the U.S. ZIP codes median.
How much is property tax in ZIP Code 13315?
The median annual property tax in ZIP Code 13315 is $2,812, an effective rate of 1% of home value.
Is ZIP Code 13315 expensive to live in?
Homes in ZIP Code 13315 cost about 3.06× the median household income, near the U.S. ZIP codes median.
What is the weather like in ZIP Code 13315?
ZIP Code 13315 averages 42.8°F year-round, summer highs near 70.5°F, winter lows around 16.3°F (NOAA 1991–2020 normals). It sees about 85.5 inches of snow a year.
Is ZIP Code 13315 at risk of flooding or natural disasters?
ZIP Code 13315's FEMA National Risk Index score is 58.7 (lower than 58% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →