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ZIP Code 12401

Ulster, New York

FIPS 12401

Juniper

ZIP Code 12401 is in the top 3% nationally for HPI growth 5yr %, but in the bottom 18% nationally for price-to-income ratio. It also sits in the 81th percentile nationally for median rent. And it sits in the top 28% nationally for appreciation 1yr %.

Median Home Value

$319,700

Higher than 72% of U.S. ZIP codes

HPI Growth 5yr %

75%

Higher than 97% of U.S. ZIP codes

FEMA Risk Score

46

Lower than 72% of U.S. ZIP codes

The basics

Total Population

35,136

Median Age

40.9

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$319,700

Higher than 72%

Median Property Tax

$5,484

Effective Tax Rate

2%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

4.61

Higher than 82%

Median Rent

$1,443

Higher than 81%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

75%

Higher than 97%

Appreciation 1yr %

2%

Higher than 72%

Pandemic Gain %

71%

Recession Drop %

-22%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

83.9

Winter Avg Low (°F)

13.5

Avg Temperature (°F)

48

Hot Days/yr (>90°F)

20.4

Freezing Days/yr (<32°F)

184.7

Annual Precipitation (in)

46.3

Annual Snowfall (in)

59.2

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

46

Lower than 72%

EAL Flood/Coastal per $1K

0.02

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 12401: frequently asked questions

What is the median home value in ZIP Code 12401?
The median home value in ZIP Code 12401 is $319,700, higher than 72% of U.S. ZIP codes.
How much is property tax in ZIP Code 12401?
The median annual property tax in ZIP Code 12401 is $5,484, an effective rate of 2% of home value.
Is ZIP Code 12401 expensive to live in?
Homes in ZIP Code 12401 cost about 4.61× the median household income, higher than 82% of U.S. ZIP codes.
What is the average rent in ZIP Code 12401?
The median gross rent in ZIP Code 12401 is $1,443 a month, higher than 81% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 12401?
Home prices in ZIP Code 12401 have moved 75% over the past five years (2% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 12401?
ZIP Code 12401 averages 48°F year-round, summer highs near 83.9°F, winter lows around 13.5°F (NOAA 1991–2020 normals). It sees about 59.2 inches of snow a year.
Is ZIP Code 12401 at risk of flooding or natural disasters?
ZIP Code 12401's FEMA National Risk Index score is 46 (lower than 72% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado. Expected annual loss from flooding is 0.02 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →