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ZIP Code 12528

Ulster, New York

FIPS 12528

Juniper

ZIP Code 12528 is in the top 13% nationally for HPI growth 5yr %, but in the bottom 26% nationally for price-to-income ratio. It also sits in the 84th percentile nationally for median rent. And it sits in the top 20% nationally for appreciation 1yr %.

Median Home Value

$366,400

Higher than 78% of U.S. ZIP codes

HPI Growth 5yr %

61%

Higher than 87% of U.S. ZIP codes

FEMA Risk Score

55.2

Lower than 62% of U.S. ZIP codes

The basics

Total Population

13,827

Median Age

43.1

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$366,400

Higher than 78%

Median Property Tax

$8,567

Effective Tax Rate

2%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.96

Higher than 74%

Median Rent

$1,559

Higher than 84%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

61%

Higher than 87%

Appreciation 1yr %

3.9%

Higher than 80%

Pandemic Gain %

51%

Recession Drop %

-21%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

80.9

Winter Avg Low (°F)

21.3

Avg Temperature (°F)

50.5

Hot Days/yr (>90°F)

12.9

Freezing Days/yr (<32°F)

134.7

Annual Precipitation (in)

47.2

Annual Snowfall (in)

59.2

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

55.2

Lower than 62%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 12528: frequently asked questions

What is the median home value in ZIP Code 12528?
The median home value in ZIP Code 12528 is $366,400, higher than 78% of U.S. ZIP codes.
How much is property tax in ZIP Code 12528?
The median annual property tax in ZIP Code 12528 is $8,567, an effective rate of 2% of home value.
Is ZIP Code 12528 expensive to live in?
Homes in ZIP Code 12528 cost about 3.96× the median household income, higher than 74% of U.S. ZIP codes.
What is the average rent in ZIP Code 12528?
The median gross rent in ZIP Code 12528 is $1,559 a month, higher than 84% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 12528?
Home prices in ZIP Code 12528 have moved 61% over the past five years (3.9% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 12528?
ZIP Code 12528 averages 50.5°F year-round, summer highs near 80.9°F, winter lows around 21.3°F (NOAA 1991–2020 normals). It sees about 59.2 inches of snow a year.
Is ZIP Code 12528 at risk of flooding or natural disasters?
ZIP Code 12528's FEMA National Risk Index score is 55.2 (lower than 62% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →