The basics
Total Population
18,646
Median Age
40.1
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$378,000
Median Property Tax
$8,088
Effective Tax Rate
2%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.13
Median Rent
$1,246
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
60%
Appreciation 1yr %
4.9%
Pandemic Gain %
60%
Recession Drop %
-26%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
82.5
Winter Avg Low (°F)
18.5
Avg Temperature (°F)
49.9
Hot Days/yr (>90°F)
9.6
Freezing Days/yr (<32°F)
146.7
Annual Precipitation (in)
45.4
Annual Snowfall (in)
44.2
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
43.6
EAL Flood/Coastal per $1K
0
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 12589: frequently asked questions
- What is the median home value in ZIP Code 12589?
- The median home value in ZIP Code 12589 is $378,000, higher than 79% of U.S. ZIP codes.
- How much is property tax in ZIP Code 12589?
- The median annual property tax in ZIP Code 12589 is $8,088, an effective rate of 2% of home value.
- Is ZIP Code 12589 expensive to live in?
- Homes in ZIP Code 12589 cost about 3.13× the median household income, higher than 56% of U.S. ZIP codes.
- What is the average rent in ZIP Code 12589?
- The median gross rent in ZIP Code 12589 is $1,246 a month, higher than 74% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 12589?
- Home prices in ZIP Code 12589 have moved 60% over the past five years (4.9% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 12589?
- ZIP Code 12589 averages 49.9°F year-round, summer highs near 82.5°F, winter lows around 18.5°F (NOAA 1991–2020 normals). It sees about 44.2 inches of snow a year.
- Is ZIP Code 12589 at risk of flooding or natural disasters?
- ZIP Code 12589's FEMA National Risk Index score is 43.6 (lower than 74% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado. Modeled coastal-flood loss is negligible.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →