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ZIP Code 12589

Ulster, New York

FIPS 12589

Juniper

ZIP Code 12589 is in the top 14% nationally for HPI growth 5yr %. It also sits in the top 17% nationally for appreciation 1yr %. And it sits in the 79th percentile nationally for median home value.

Median Home Value

$378,000

Higher than 79% of U.S. ZIP codes

HPI Growth 5yr %

60%

Higher than 86% of U.S. ZIP codes

FEMA Risk Score

43.6

Lower than 74% of U.S. ZIP codes

The basics

Total Population

18,646

Median Age

40.1

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$378,000

Higher than 79%

Median Property Tax

$8,088

Effective Tax Rate

2%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.13

Higher than 56%

Median Rent

$1,246

Higher than 74%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

60%

Higher than 86%

Appreciation 1yr %

4.9%

Higher than 83%

Pandemic Gain %

60%

Recession Drop %

-26%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

82.5

Winter Avg Low (°F)

18.5

Avg Temperature (°F)

49.9

Hot Days/yr (>90°F)

9.6

Freezing Days/yr (<32°F)

146.7

Annual Precipitation (in)

45.4

Annual Snowfall (in)

44.2

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

43.6

Lower than 74%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 12589: frequently asked questions

What is the median home value in ZIP Code 12589?
The median home value in ZIP Code 12589 is $378,000, higher than 79% of U.S. ZIP codes.
How much is property tax in ZIP Code 12589?
The median annual property tax in ZIP Code 12589 is $8,088, an effective rate of 2% of home value.
Is ZIP Code 12589 expensive to live in?
Homes in ZIP Code 12589 cost about 3.13× the median household income, higher than 56% of U.S. ZIP codes.
What is the average rent in ZIP Code 12589?
The median gross rent in ZIP Code 12589 is $1,246 a month, higher than 74% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 12589?
Home prices in ZIP Code 12589 have moved 60% over the past five years (4.9% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 12589?
ZIP Code 12589 averages 49.9°F year-round, summer highs near 82.5°F, winter lows around 18.5°F (NOAA 1991–2020 normals). It sees about 44.2 inches of snow a year.
Is ZIP Code 12589 at risk of flooding or natural disasters?
ZIP Code 12589's FEMA National Risk Index score is 43.6 (lower than 74% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →