The basics
Total Population
4,572
Median Age
62.7
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$627,700
Median Property Tax
$7,228
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
6.66
Median Rent
$1,680
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
68%
Appreciation 1yr %
0.1%
Pandemic Gain %
52%
Recession Drop %
-19%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
78
Winter Avg Low (°F)
14.9
Avg Temperature (°F)
45.5
Hot Days/yr (>90°F)
4.4
Freezing Days/yr (<32°F)
165
Annual Precipitation (in)
67.7
Annual Snowfall (in)
85.7
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
48.3
EAL Flood/Coastal per $1K
0
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 12498: frequently asked questions
- What is the median home value in ZIP Code 12498?
- The median home value in ZIP Code 12498 is $627,700, higher than 92% of U.S. ZIP codes.
- How much is property tax in ZIP Code 12498?
- The median annual property tax in ZIP Code 12498 is $7,228, an effective rate of 1% of home value.
- Is ZIP Code 12498 expensive to live in?
- Homes in ZIP Code 12498 cost about 6.66× the median household income, higher than 94% of U.S. ZIP codes.
- What is the average rent in ZIP Code 12498?
- The median gross rent in ZIP Code 12498 is $1,680 a month, higher than 87% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 12498?
- Home prices in ZIP Code 12498 have moved 68% over the past five years (0.1% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 12498?
- ZIP Code 12498 averages 45.5°F year-round, summer highs near 78°F, winter lows around 14.9°F (NOAA 1991–2020 normals). It sees about 85.7 inches of snow a year.
- Is ZIP Code 12498 at risk of flooding or natural disasters?
- ZIP Code 12498's FEMA National Risk Index score is 48.3 (lower than 69% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado. Modeled coastal-flood loss is negligible.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →