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ZIP Code 12850

Saratoga, New York

FIPS 12850

Juniper

ZIP Code 12850 is in the top 3% nationally for appreciation 1yr %, but in the bottom 36% nationally for price-to-income ratio. It also sits in the top 5% nationally for HPI growth 5yr %. And it sits in the top 13% nationally for FEMA risk score.

Median Home Value

$317,300

Higher than 72% of U.S. ZIP codes

HPI Growth 5yr %

72%

Higher than 95% of U.S. ZIP codes

FEMA Risk Score

27.3

Lower than 87% of U.S. ZIP codes

The basics

Total Population

2,537

Median Age

49.5

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$317,300

Higher than 72%

Median Property Tax

$3,682

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.45

Higher than 64%

Median Rent

$946

Near median

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

72%

Higher than 95%

Appreciation 1yr %

13%

Higher than 97%

Recession Drop %

-7.5%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

81.9

Winter Avg Low (°F)

17.3

Avg Temperature (°F)

48.9

Hot Days/yr (>90°F)

11

Freezing Days/yr (<32°F)

144.4

Annual Precipitation (in)

46.4

Annual Snowfall (in)

63.5

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

27.3

Lower than 87%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 12850: frequently asked questions

What is the median home value in ZIP Code 12850?
The median home value in ZIP Code 12850 is $317,300, higher than 72% of U.S. ZIP codes.
How much is property tax in ZIP Code 12850?
The median annual property tax in ZIP Code 12850 is $3,682, an effective rate of 1% of home value.
Is ZIP Code 12850 expensive to live in?
Homes in ZIP Code 12850 cost about 3.45× the median household income, higher than 64% of U.S. ZIP codes.
What is the average rent in ZIP Code 12850?
The median gross rent in ZIP Code 12850 is $946 a month, near the U.S. ZIP codes median.
How much have home prices grown in ZIP Code 12850?
Home prices in ZIP Code 12850 have moved 72% over the past five years (13% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 12850?
ZIP Code 12850 averages 48.9°F year-round, summer highs near 81.9°F, winter lows around 17.3°F (NOAA 1991–2020 normals). It sees about 63.5 inches of snow a year.
Is ZIP Code 12850 at risk of flooding or natural disasters?
ZIP Code 12850's FEMA National Risk Index score is 27.3 (lower than 87% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →