The basics
Total Population
910
Median Age
34.8
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$342,100
Higher than 75%
Median Property Tax
$4,141
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.54
Higher than 66%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
81.9
Winter Avg Low (°F)
17.3
Avg Temperature (°F)
48.9
Hot Days/yr (>90°F)
11
Freezing Days/yr (<32°F)
144.4
Annual Precipitation (in)
46.4
Annual Snowfall (in)
63.5
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
44.4
Lower than 73%
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 12863: frequently asked questions
- What is the median home value in ZIP Code 12863?
- The median home value in ZIP Code 12863 is $342,100, higher than 75% of U.S. ZIP codes.
- How much is property tax in ZIP Code 12863?
- The median annual property tax in ZIP Code 12863 is $4,141, an effective rate of 1% of home value.
- Is ZIP Code 12863 expensive to live in?
- Homes in ZIP Code 12863 cost about 3.54× the median household income, higher than 66% of U.S. ZIP codes.
- What is the weather like in ZIP Code 12863?
- ZIP Code 12863 averages 48.9°F year-round, summer highs near 81.9°F, winter lows around 17.3°F (NOAA 1991–2020 normals). It sees about 63.5 inches of snow a year.
- Is ZIP Code 12863 at risk of flooding or natural disasters?
- ZIP Code 12863's FEMA National Risk Index score is 44.4 (lower than 73% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →