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ZIP Code 12871

Saratoga, New York

FIPS 12871

Juniper

ZIP Code 12871 is in the top 9% nationally for appreciation 1yr %. It also sits in the top 15% nationally for FEMA risk score. And it sits in the top 17% nationally for HPI growth 5yr %.

Median Home Value

$263,600

Higher than 64% of U.S. ZIP codes

HPI Growth 5yr %

58%

Higher than 83% of U.S. ZIP codes

FEMA Risk Score

29.1

Lower than 85% of U.S. ZIP codes

The basics

Total Population

3,813

Median Age

41.4

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$263,600

Higher than 64%

Median Property Tax

$5,020

Effective Tax Rate

2%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.75

Lower than 56%

Median Rent

$1,098

Higher than 66%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

58%

Higher than 83%

Appreciation 1yr %

7.7%

Higher than 91%

Pandemic Gain %

39%

Recession Drop %

-10%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

81.9

Winter Avg Low (°F)

17.3

Avg Temperature (°F)

48.9

Hot Days/yr (>90°F)

11

Freezing Days/yr (<32°F)

144.4

Annual Precipitation (in)

44.6

Annual Snowfall (in)

63.5

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

29.1

Lower than 85%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 12871: frequently asked questions

What is the median home value in ZIP Code 12871?
The median home value in ZIP Code 12871 is $263,600, higher than 64% of U.S. ZIP codes.
How much is property tax in ZIP Code 12871?
The median annual property tax in ZIP Code 12871 is $5,020, an effective rate of 2% of home value.
Is ZIP Code 12871 expensive to live in?
Homes in ZIP Code 12871 cost about 2.75× the median household income, lower than 56% of U.S. ZIP codes.
What is the average rent in ZIP Code 12871?
The median gross rent in ZIP Code 12871 is $1,098 a month, higher than 66% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 12871?
Home prices in ZIP Code 12871 have moved 58% over the past five years (7.7% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 12871?
ZIP Code 12871 averages 48.9°F year-round, summer highs near 81.9°F, winter lows around 17.3°F (NOAA 1991–2020 normals). It sees about 63.5 inches of snow a year.
Is ZIP Code 12871 at risk of flooding or natural disasters?
ZIP Code 12871's FEMA National Risk Index score is 29.1 (lower than 85% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →