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ZIP Code 13457

Otsego, New York

FIPS 13457

Juniper

ZIP Code 13457 is in the top 12% nationally for FEMA risk score. It also sits in the 11th percentile nationally for median home value. And it sits in the top 16% nationally for price-to-income ratio.

Median Home Value

$67,100

Lower than 89% of U.S. ZIP codes

FEMA Risk Score

25.2

Lower than 88% of U.S. ZIP codes

The basics

Total Population

26

Median Age

64.4

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$67,100

Lower than 89%

Median Property Tax

$2,286

Effective Tax Rate

3%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

1.46

Lower than 84%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

70.5

Winter Avg Low (°F)

16.3

Avg Temperature (°F)

42.8

Hot Days/yr (>90°F)

2.8

Freezing Days/yr (<32°F)

155.4

Annual Precipitation (in)

47.6

Annual Snowfall (in)

85.5

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

25.2

Lower than 88%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 13457: frequently asked questions

What is the median home value in ZIP Code 13457?
The median home value in ZIP Code 13457 is $67,100, lower than 89% of U.S. ZIP codes.
How much is property tax in ZIP Code 13457?
The median annual property tax in ZIP Code 13457 is $2,286, an effective rate of 3% of home value.
Is ZIP Code 13457 expensive to live in?
Homes in ZIP Code 13457 cost about 1.46× the median household income, lower than 84% of U.S. ZIP codes.
What is the weather like in ZIP Code 13457?
ZIP Code 13457 averages 42.8°F year-round, summer highs near 70.5°F, winter lows around 16.3°F (NOAA 1991–2020 normals). It sees about 85.5 inches of snow a year.
Is ZIP Code 13457 at risk of flooding or natural disasters?
ZIP Code 13457's FEMA National Risk Index score is 25.2 (lower than 88% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →