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ZIP Code 13488

Otsego, New York

FIPS 13488

Juniper

ZIP Code 13488 is in the top 16% nationally for FEMA risk score. It also sits in the 16th percentile nationally for median home value. And it sits in the top 20% nationally for price-to-income ratio.

Median Home Value

$93,000

Lower than 84% of U.S. ZIP codes

FEMA Risk Score

31.1

Lower than 84% of U.S. ZIP codes

The basics

Total Population

103

Median Age

64.3

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$93,000

Lower than 84%

Median Property Tax

$1,795

Effective Tax Rate

2%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

1.78

Lower than 80%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

70.5

Winter Avg Low (°F)

16.3

Avg Temperature (°F)

42.8

Hot Days/yr (>90°F)

2.8

Freezing Days/yr (<32°F)

155.4

Annual Precipitation (in)

47.6

Annual Snowfall (in)

85.5

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

31.1

Lower than 84%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 13488: frequently asked questions

What is the median home value in ZIP Code 13488?
The median home value in ZIP Code 13488 is $93,000, lower than 84% of U.S. ZIP codes.
How much is property tax in ZIP Code 13488?
The median annual property tax in ZIP Code 13488 is $1,795, an effective rate of 2% of home value.
Is ZIP Code 13488 expensive to live in?
Homes in ZIP Code 13488 cost about 1.78× the median household income, lower than 80% of U.S. ZIP codes.
What is the weather like in ZIP Code 13488?
ZIP Code 13488 averages 42.8°F year-round, summer highs near 70.5°F, winter lows around 16.3°F (NOAA 1991–2020 normals). It sees about 85.5 inches of snow a year.
Is ZIP Code 13488 at risk of flooding or natural disasters?
ZIP Code 13488's FEMA National Risk Index score is 31.1 (lower than 84% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →