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ZIP Code 13776

Otsego, New York

FIPS 13776

Juniper

ZIP Code 13776 is in the top 25% nationally for price-to-income ratio. It also sits in the 73th percentile nationally for median rent. And it sits in the 37th percentile nationally for median home value.

Median Home Value

$161,500

Lower than 63% of U.S. ZIP codes

FEMA Risk Score

71.6

Higher than 58% of U.S. ZIP codes

The basics

Total Population

380

Median Age

45.9

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$161,500

Lower than 63%

Median Property Tax

$2,647

Effective Tax Rate

2%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2

Lower than 75%

Median Rent

$1,219

Higher than 73%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

79.2

Winter Avg Low (°F)

14.5

Avg Temperature (°F)

45.9

Hot Days/yr (>90°F)

6.1

Freezing Days/yr (<32°F)

159.9

Annual Precipitation (in)

44.4

Annual Snowfall (in)

79.4

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

71.6

Higher than 58%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 13776: frequently asked questions

What is the median home value in ZIP Code 13776?
The median home value in ZIP Code 13776 is $161,500, lower than 63% of U.S. ZIP codes.
How much is property tax in ZIP Code 13776?
The median annual property tax in ZIP Code 13776 is $2,647, an effective rate of 2% of home value.
Is ZIP Code 13776 expensive to live in?
Homes in ZIP Code 13776 cost about 2× the median household income, lower than 75% of U.S. ZIP codes.
What is the average rent in ZIP Code 13776?
The median gross rent in ZIP Code 13776 is $1,219 a month, higher than 73% of U.S. ZIP codes.
What is the weather like in ZIP Code 13776?
ZIP Code 13776 averages 45.9°F year-round, summer highs near 79.2°F, winter lows around 14.5°F (NOAA 1991–2020 normals). It sees about 79.4 inches of snow a year.
Is ZIP Code 13776 at risk of flooding or natural disasters?
ZIP Code 13776's FEMA National Risk Index score is 71.6 (higher than 58% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →