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ZIP Code 13807

Otsego, New York

FIPS 13807

Juniper

ZIP Code 13807 is in the top 27% nationally for FEMA risk score. It also sits in the top 28% nationally for price-to-income ratio. And it sits in the 39th percentile nationally for median home value.

Median Home Value

$166,500

Lower than 61% of U.S. ZIP codes

FEMA Risk Score

44.9

Lower than 73% of U.S. ZIP codes

The basics

Total Population

1,218

Median Age

48.3

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$166,500

Lower than 61%

Median Property Tax

$2,765

Effective Tax Rate

2%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.16

Lower than 72%

Median Rent

$820

Lower than 58%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

70.5

Winter Avg Low (°F)

16.3

Avg Temperature (°F)

42.8

Hot Days/yr (>90°F)

2.8

Freezing Days/yr (<32°F)

155.4

Annual Precipitation (in)

46.2

Annual Snowfall (in)

85.5

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

44.9

Lower than 73%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 13807: frequently asked questions

What is the median home value in ZIP Code 13807?
The median home value in ZIP Code 13807 is $166,500, lower than 61% of U.S. ZIP codes.
How much is property tax in ZIP Code 13807?
The median annual property tax in ZIP Code 13807 is $2,765, an effective rate of 2% of home value.
Is ZIP Code 13807 expensive to live in?
Homes in ZIP Code 13807 cost about 2.16× the median household income, lower than 72% of U.S. ZIP codes.
What is the average rent in ZIP Code 13807?
The median gross rent in ZIP Code 13807 is $820 a month, lower than 58% of U.S. ZIP codes.
What is the weather like in ZIP Code 13807?
ZIP Code 13807 averages 42.8°F year-round, summer highs near 70.5°F, winter lows around 16.3°F (NOAA 1991–2020 normals). It sees about 85.5 inches of snow a year.
Is ZIP Code 13807 at risk of flooding or natural disasters?
ZIP Code 13807's FEMA National Risk Index score is 44.9 (lower than 73% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →