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ZIP Code 13810

Otsego, New York

FIPS 13810

Juniper

ZIP Code 13810 is in the top 35% nationally for price-to-income ratio. It also sits in the 37th percentile nationally for median rent.

Median Home Value

$228,400

Higher than 56% of U.S. ZIP codes

FEMA Risk Score

59

Lower than 58% of U.S. ZIP codes

The basics

Total Population

1,090

Median Age

55.6

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$228,400

Higher than 56%

Median Property Tax

$3,532

Effective Tax Rate

2%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.43

Lower than 65%

Median Rent

$770

Lower than 63%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

76.6

Winter Avg Low (°F)

14.3

Avg Temperature (°F)

44.5

Hot Days/yr (>90°F)

2.2

Freezing Days/yr (<32°F)

166.7

Annual Precipitation (in)

46.2

Annual Snowfall (in)

83

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

59

Lower than 58%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 13810: frequently asked questions

What is the median home value in ZIP Code 13810?
The median home value in ZIP Code 13810 is $228,400, higher than 56% of U.S. ZIP codes.
How much is property tax in ZIP Code 13810?
The median annual property tax in ZIP Code 13810 is $3,532, an effective rate of 2% of home value.
Is ZIP Code 13810 expensive to live in?
Homes in ZIP Code 13810 cost about 2.43× the median household income, lower than 65% of U.S. ZIP codes.
What is the average rent in ZIP Code 13810?
The median gross rent in ZIP Code 13810 is $770 a month, lower than 63% of U.S. ZIP codes.
What is the weather like in ZIP Code 13810?
ZIP Code 13810 averages 44.5°F year-round, summer highs near 76.6°F, winter lows around 14.3°F (NOAA 1991–2020 normals). It sees about 83 inches of snow a year.
Is ZIP Code 13810 at risk of flooding or natural disasters?
ZIP Code 13810's FEMA National Risk Index score is 59 (lower than 58% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →