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ZIP Code 20904

Montgomery, Maryland

ZCTA 20904

Juniper

ZIP Code 20904 is in the lowest 2% nationally for FEMA risk score. It also sits in the highest 10% nationally for home price against income. And it sits in the highest 10% nationally for median rent.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$638,342

Higher than 85% of U.S. ZIP codes
Home Price Growth, Past Five Years

39%

Lower than 82% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

11.6

Lower than 98% of U.S. ZIP codes

The boundary of ZIP Code 20904, in Montgomery, Maryland.

The basics

Total Population

58,646

Median Age

40.6

Population Density

4,271.82

Home values & property tax

Median Property Tax

$4,630

Property Tax Rateyearly tax as a share of home value

0.83%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

5.83×

Higher than 90% of U.S. ZIP codes
Median Income

$96,025

Higher than 78% of U.S. ZIP codes
Median Rent

$1,918

Higher than 90% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

5%

Higher than 63% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

30%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

28%

Climate & weather

Summer Avg High (°F)

85.2

Winter Avg Low (°F)

27.3

Avg Temperature (°F)

55.9

Hot Days/yr (>90°F)

29.7

Freezing Days/yr (<32°F)

95.4

Annual Precipitation (in)

45.1

Annual Snowfall (in)

15.8

Flood & disaster risk

Coastal Flood Loss per $1,000

$0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 20904: frequently asked questions

What is the typical home value in ZIP Code 20904?
The estimated median home value in ZIP Code 20904 today is $638,342, higher than 85% of U.S. ZIP codes.
How much is property tax in ZIP Code 20904?
The median annual property tax in ZIP Code 20904 is $4,630, an effective rate of 0.83% of home value.
Is ZIP Code 20904 expensive to live in?
Homes in ZIP Code 20904 cost about 5.83× the median household income, higher than 90% of U.S. ZIP codes.
What is the average rent in ZIP Code 20904?
The median gross rent in ZIP Code 20904 is $1,918 a month, higher than 90% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 20904?
Home prices in ZIP Code 20904 have moved 39% over the past five years (5% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 20904?
ZIP Code 20904 has a population of 58,646, about 4,271.82 people per square mile, per the U.S. Census American Community Survey. The median age is 40.6.
What is the weather like in ZIP Code 20904?
ZIP Code 20904 averages 55.9°F year-round, summer highs near 85.2°F, winter lows around 27.3°F (NOAA 1991–2020 normals). It sees about 15.8 inches of snow a year.
Is ZIP Code 20904 at risk of flooding or natural disasters?
ZIP Code 20904's FEMA National Risk Index score is 11.6 (lower than 98% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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