The basics
Total Population
50,492
Median Age
42.2
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$404,700
Median Property Tax
$4,227
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.59
Median Rent
$1,701
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
36%
Appreciation 1yr %
2.7%
Pandemic Gain %
29%
Recession Drop %
-20%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
87.6
Winter Avg Low (°F)
32.2
Avg Temperature (°F)
59.1
Hot Days/yr (>90°F)
42.6
Freezing Days/yr (<32°F)
52
Annual Precipitation (in)
51
Annual Snowfall (in)
28.5
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
20.6
EAL Flood/Coastal per $1K
0
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 21228: frequently asked questions
- What is the median home value in ZIP Code 21228?
- The median home value in ZIP Code 21228 is $404,700, higher than 82% of U.S. ZIP codes.
- How much is property tax in ZIP Code 21228?
- The median annual property tax in ZIP Code 21228 is $4,227, an effective rate of 1% of home value.
- Is ZIP Code 21228 expensive to live in?
- Homes in ZIP Code 21228 cost about 3.59× the median household income, higher than 67% of U.S. ZIP codes.
- What is the average rent in ZIP Code 21228?
- The median gross rent in ZIP Code 21228 is $1,701 a month, higher than 88% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 21228?
- Home prices in ZIP Code 21228 have moved 36% over the past five years (2.7% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 21228?
- ZIP Code 21228 averages 59.1°F year-round, summer highs near 87.6°F, winter lows around 32.2°F (NOAA 1991–2020 normals). It sees about 28.5 inches of snow a year.
- Is ZIP Code 21228 at risk of flooding or natural disasters?
- ZIP Code 21228's FEMA National Risk Index score is 20.6 (lower than 90% of U.S. ZIP codes). Its greatest modeled natural hazard is heat_wave. Modeled coastal-flood loss is negligible.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →