The basics
Total Population
38,629
Median Age
47.7
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$601,400
Median Property Tax
$5,533
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
4.87
Median Rent
$2,150
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
46%
Appreciation 1yr %
3.2%
Pandemic Gain %
40%
Recession Drop %
-21%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
87
Winter Avg Low (°F)
31.3
Avg Temperature (°F)
58.8
Hot Days/yr (>90°F)
40.4
Freezing Days/yr (<32°F)
81
Annual Precipitation (in)
44
Annual Snowfall (in)
19.3
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
24.9
EAL Flood/Coastal per $1K
0.01
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 21401: frequently asked questions
- What is the median home value in ZIP Code 21401?
- The median home value in ZIP Code 21401 is $601,400, higher than 92% of U.S. ZIP codes.
- How much is property tax in ZIP Code 21401?
- The median annual property tax in ZIP Code 21401 is $5,533, an effective rate of 1% of home value.
- Is ZIP Code 21401 expensive to live in?
- Homes in ZIP Code 21401 cost about 4.87× the median household income, higher than 84% of U.S. ZIP codes.
- What is the average rent in ZIP Code 21401?
- The median gross rent in ZIP Code 21401 is $2,150 a month, higher than 95% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 21401?
- Home prices in ZIP Code 21401 have moved 46% over the past five years (3.2% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 21401?
- ZIP Code 21401 averages 58.8°F year-round, summer highs near 87°F, winter lows around 31.3°F (NOAA 1991–2020 normals). It sees about 19.3 inches of snow a year.
- Is ZIP Code 21401 at risk of flooding or natural disasters?
- ZIP Code 21401's FEMA National Risk Index score is 24.9 (lower than 88% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Expected annual loss from flooding is 0.01 per $1,000 of building value.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →