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ZIP Code 21523

Garrett, Maryland

FIPS 21523

Juniper

ZIP Code 21523 is in the top 7% nationally for FEMA risk score. It also sits in the 17th percentile nationally for median home value. And it sits in the top 18% nationally for price-to-income ratio.

Median Home Value

$98,100

Lower than 83% of U.S. ZIP codes

FEMA Risk Score

14.7

Lower than 93% of U.S. ZIP codes

The basics

Total Population

150

Median Age

37.6

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$98,100

Lower than 83%

Median Property Tax

$1,121

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

1.66

Lower than 82%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

79.3

Winter Avg Low (°F)

22.3

Avg Temperature (°F)

49.8

Hot Days/yr (>90°F)

5.6

Freezing Days/yr (<32°F)

129.7

Annual Precipitation (in)

41.4

Annual Snowfall (in)

33.5

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

14.7

Lower than 93%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 21523: frequently asked questions

What is the median home value in ZIP Code 21523?
The median home value in ZIP Code 21523 is $98,100, lower than 83% of U.S. ZIP codes.
How much is property tax in ZIP Code 21523?
The median annual property tax in ZIP Code 21523 is $1,121, an effective rate of 1% of home value.
Is ZIP Code 21523 expensive to live in?
Homes in ZIP Code 21523 cost about 1.66× the median household income, lower than 82% of U.S. ZIP codes.
What is the weather like in ZIP Code 21523?
ZIP Code 21523 averages 49.8°F year-round, summer highs near 79.3°F, winter lows around 22.3°F (NOAA 1991–2020 normals). It sees about 33.5 inches of snow a year.
Is ZIP Code 21523 at risk of flooding or natural disasters?
ZIP Code 21523's FEMA National Risk Index score is 14.7 (lower than 93% of U.S. ZIP codes). Its greatest modeled natural hazard is strong_wind.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →