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ZIP Code 21561

Garrett, Maryland

FIPS 21561

Juniper

ZIP Code 21561 is in the top 6% nationally for FEMA risk score, but in the bottom 20% nationally for price-to-income ratio. It also sits in the top 25% nationally for HPI growth 5yr %. And it sits in the 73th percentile nationally for median home value.

Median Home Value

$328,700

Higher than 73% of U.S. ZIP codes

HPI Growth 5yr %

52%

Higher than 75% of U.S. ZIP codes

FEMA Risk Score

11.6

Lower than 94% of U.S. ZIP codes

The basics

Total Population

2,412

Median Age

57

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$328,700

Higher than 73%

Median Property Tax

$2,366

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

4.45

Higher than 80%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

52%

Higher than 75%

Appreciation 1yr %

-6.6%

Higher than 58%

Pandemic Gain %

61%

Recession Drop %

-14%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

79.3

Winter Avg Low (°F)

22.3

Avg Temperature (°F)

49.8

Hot Days/yr (>90°F)

5.6

Freezing Days/yr (<32°F)

129.7

Annual Precipitation (in)

41.4

Annual Snowfall (in)

33.5

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

11.6

Lower than 94%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 21561: frequently asked questions

What is the median home value in ZIP Code 21561?
The median home value in ZIP Code 21561 is $328,700, higher than 73% of U.S. ZIP codes.
How much is property tax in ZIP Code 21561?
The median annual property tax in ZIP Code 21561 is $2,366, an effective rate of 1% of home value.
Is ZIP Code 21561 expensive to live in?
Homes in ZIP Code 21561 cost about 4.45× the median household income, higher than 80% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 21561?
Home prices in ZIP Code 21561 have moved 52% over the past five years (-6.6% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 21561?
ZIP Code 21561 averages 49.8°F year-round, summer highs near 79.3°F, winter lows around 22.3°F (NOAA 1991–2020 normals). It sees about 33.5 inches of snow a year.
Is ZIP Code 21561 at risk of flooding or natural disasters?
ZIP Code 21561's FEMA National Risk Index score is 11.6 (lower than 94% of U.S. ZIP codes). Its greatest modeled natural hazard is strong_wind.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →