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ZIP Code 21531

Garrett, Maryland

FIPS 21531

Juniper

ZIP Code 21531 is in the top 20% nationally for FEMA risk score. It also sits in the 25th percentile nationally for median rent.

Median Home Value

$180,300

Lower than 56% of U.S. ZIP codes

FEMA Risk Score

35.9

Lower than 80% of U.S. ZIP codes

The basics

Total Population

2,487

Median Age

48.8

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$180,300

Lower than 56%

Median Property Tax

$1,403

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.83

Near median

Median Rent

$575

Lower than 75%

Home prices & appreciation

Ranked against U.S. ZIP codes.

Pandemic Gain %

25%

Recession Drop %

-18%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

76.8

Winter Avg Low (°F)

18.4

Avg Temperature (°F)

47.1

Hot Days/yr (>90°F)

0.3

Freezing Days/yr (<32°F)

159.9

Annual Precipitation (in)

47.2

Annual Snowfall (in)

61.2

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

35.9

Lower than 80%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 21531: frequently asked questions

What is the median home value in ZIP Code 21531?
The median home value in ZIP Code 21531 is $180,300, lower than 56% of U.S. ZIP codes.
How much is property tax in ZIP Code 21531?
The median annual property tax in ZIP Code 21531 is $1,403, an effective rate of 1% of home value.
Is ZIP Code 21531 expensive to live in?
Homes in ZIP Code 21531 cost about 2.83× the median household income, near the U.S. ZIP codes median.
What is the average rent in ZIP Code 21531?
The median gross rent in ZIP Code 21531 is $575 a month, lower than 75% of U.S. ZIP codes.
What is the weather like in ZIP Code 21531?
ZIP Code 21531 averages 47.1°F year-round, summer highs near 76.8°F, winter lows around 18.4°F (NOAA 1991–2020 normals). It sees about 61.2 inches of snow a year.
Is ZIP Code 21531 at risk of flooding or natural disasters?
ZIP Code 21531's FEMA National Risk Index score is 35.9 (lower than 80% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →