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ZIP Code 21541

Garrett, Maryland

FIPS 21541

Juniper

ZIP Code 21541 is in the top 8% nationally for HPI growth 5yr %, but in the bottom 24% nationally for price-to-income ratio. It also sits in the top 12% nationally for FEMA risk score. And it sits in the top 24% nationally for appreciation 1yr %.

Median Home Value

$342,500

Higher than 75% of U.S. ZIP codes

HPI Growth 5yr %

67%

Higher than 92% of U.S. ZIP codes

FEMA Risk Score

24.2

Lower than 88% of U.S. ZIP codes

The basics

Total Population

1,335

Median Age

44

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$342,500

Higher than 75%

Median Property Tax

$2,842

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

4.13

Higher than 76%

Median Rent

$893

Near median

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

67%

Higher than 92%

Appreciation 1yr %

3.1%

Higher than 76%

Pandemic Gain %

61%

Recession Drop %

-10%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

76.8

Winter Avg Low (°F)

18.4

Avg Temperature (°F)

47.1

Hot Days/yr (>90°F)

0.3

Freezing Days/yr (<32°F)

159.9

Annual Precipitation (in)

52.5

Annual Snowfall (in)

104.9

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

24.2

Lower than 88%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 21541: frequently asked questions

What is the median home value in ZIP Code 21541?
The median home value in ZIP Code 21541 is $342,500, higher than 75% of U.S. ZIP codes.
How much is property tax in ZIP Code 21541?
The median annual property tax in ZIP Code 21541 is $2,842, an effective rate of 1% of home value.
Is ZIP Code 21541 expensive to live in?
Homes in ZIP Code 21541 cost about 4.13× the median household income, higher than 76% of U.S. ZIP codes.
What is the average rent in ZIP Code 21541?
The median gross rent in ZIP Code 21541 is $893 a month, near the U.S. ZIP codes median.
How much have home prices grown in ZIP Code 21541?
Home prices in ZIP Code 21541 have moved 67% over the past five years (3.1% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 21541?
ZIP Code 21541 averages 47.1°F year-round, summer highs near 76.8°F, winter lows around 18.4°F (NOAA 1991–2020 normals). It sees about 104.9 inches of snow a year.
Is ZIP Code 21541 at risk of flooding or natural disasters?
ZIP Code 21541's FEMA National Risk Index score is 24.2 (lower than 88% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →