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ZIP Code 21632

Caroline, Maryland

FIPS 21632

Juniper

ZIP Code 21632 is in the top 16% nationally for HPI growth 5yr %, but in the bottom 34% nationally for price-to-income ratio. It also sits in the top 26% nationally for appreciation 1yr %. And it sits in the 62th percentile nationally for median rent.

Median Home Value

$216,000

Near the U.S. ZIP codes median

HPI Growth 5yr %

58%

Higher than 84% of U.S. ZIP codes

FEMA Risk Score

70.6

Higher than 57% of U.S. ZIP codes

The basics

Total Population

6,436

Median Age

41.9

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$216,000

Near median

Median Property Tax

$1,835

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.52

Higher than 66%

Median Rent

$1,031

Higher than 62%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

58%

Higher than 84%

Appreciation 1yr %

2.4%

Higher than 74%

Pandemic Gain %

55%

Recession Drop %

-30%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

84.6

Winter Avg Low (°F)

27

Avg Temperature (°F)

55.4

Hot Days/yr (>90°F)

22

Freezing Days/yr (<32°F)

96

Annual Precipitation (in)

48.3

Annual Snowfall (in)

12.8

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

70.6

Higher than 57%

EAL Flood/Coastal per $1K

0.01

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 21632: frequently asked questions

What is the median home value in ZIP Code 21632?
The median home value in ZIP Code 21632 is $216,000, near the U.S. ZIP codes median.
How much is property tax in ZIP Code 21632?
The median annual property tax in ZIP Code 21632 is $1,835, an effective rate of 1% of home value.
Is ZIP Code 21632 expensive to live in?
Homes in ZIP Code 21632 cost about 3.52× the median household income, higher than 66% of U.S. ZIP codes.
What is the average rent in ZIP Code 21632?
The median gross rent in ZIP Code 21632 is $1,031 a month, higher than 62% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 21632?
Home prices in ZIP Code 21632 have moved 58% over the past five years (2.4% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 21632?
ZIP Code 21632 averages 55.4°F year-round, summer highs near 84.6°F, winter lows around 27°F (NOAA 1991–2020 normals). It sees about 12.8 inches of snow a year.
Is ZIP Code 21632 at risk of flooding or natural disasters?
ZIP Code 21632's FEMA National Risk Index score is 70.6 (higher than 57% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Expected annual loss from flooding is 0.01 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →