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ZIP Code 21639

Caroline, Maryland

FIPS 21639

Juniper

ZIP Code 21639 is in the top 2% nationally for appreciation 1yr %, but in the bottom 21% nationally for price-to-income ratio. It also sits in the top 28% nationally for HPI growth 5yr %. And it sits in the 67th percentile nationally for median rent.

Median Home Value

$269,400

Higher than 65% of U.S. ZIP codes

HPI Growth 5yr %

49%

Higher than 72% of U.S. ZIP codes

FEMA Risk Score

65.3

Near the U.S. ZIP codes median

The basics

Total Population

4,682

Median Age

37.7

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$269,400

Higher than 65%

Median Property Tax

$2,524

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

4.29

Higher than 79%

Median Rent

$1,107

Higher than 67%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

49%

Higher than 72%

Appreciation 1yr %

16%

Higher than 98%

Pandemic Gain %

35%

Recession Drop %

-36%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

84.6

Winter Avg Low (°F)

27

Avg Temperature (°F)

55.4

Hot Days/yr (>90°F)

22

Freezing Days/yr (<32°F)

96

Annual Precipitation (in)

50

Annual Snowfall (in)

12.8

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

65.3

Near median

EAL Flood/Coastal per $1K

0.02

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 21639: frequently asked questions

What is the median home value in ZIP Code 21639?
The median home value in ZIP Code 21639 is $269,400, higher than 65% of U.S. ZIP codes.
How much is property tax in ZIP Code 21639?
The median annual property tax in ZIP Code 21639 is $2,524, an effective rate of 1% of home value.
Is ZIP Code 21639 expensive to live in?
Homes in ZIP Code 21639 cost about 4.29× the median household income, higher than 79% of U.S. ZIP codes.
What is the average rent in ZIP Code 21639?
The median gross rent in ZIP Code 21639 is $1,107 a month, higher than 67% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 21639?
Home prices in ZIP Code 21639 have moved 49% over the past five years (16% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 21639?
ZIP Code 21639 averages 55.4°F year-round, summer highs near 84.6°F, winter lows around 27°F (NOAA 1991–2020 normals). It sees about 12.8 inches of snow a year.
Is ZIP Code 21639 at risk of flooding or natural disasters?
ZIP Code 21639's FEMA National Risk Index score is 65.3 (near the U.S. ZIP codes median). Its greatest modeled natural hazard is hurricane. Expected annual loss from flooding is 0.02 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →