The basics
Total Population
1,163
Median Age
39.9
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$268,500
Median Property Tax
$2,530
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
5.01
Home prices & appreciation
Ranked against U.S. ZIP codes.
Pandemic Gain %
22%
Recession Drop %
-35%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
84.6
Winter Avg Low (°F)
28.8
Avg Temperature (°F)
56
Hot Days/yr (>90°F)
37.3
Freezing Days/yr (<32°F)
96.8
Annual Precipitation (in)
50
Annual Snowfall (in)
16.7
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
63
EAL Flood/Coastal per $1K
0
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 21640: frequently asked questions
- What is the median home value in ZIP Code 21640?
- The median home value in ZIP Code 21640 is $268,500, higher than 65% of U.S. ZIP codes.
- How much is property tax in ZIP Code 21640?
- The median annual property tax in ZIP Code 21640 is $2,530, an effective rate of 1% of home value.
- Is ZIP Code 21640 expensive to live in?
- Homes in ZIP Code 21640 cost about 5.01× the median household income, higher than 86% of U.S. ZIP codes.
- What is the weather like in ZIP Code 21640?
- ZIP Code 21640 averages 56°F year-round, summer highs near 84.6°F, winter lows around 28.8°F (NOAA 1991–2020 normals). It sees about 16.7 inches of snow a year.
- Is ZIP Code 21640 at risk of flooding or natural disasters?
- ZIP Code 21640's FEMA National Risk Index score is 63 (near the U.S. ZIP codes median). Its greatest modeled natural hazard is hurricane. Modeled coastal-flood loss is negligible.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →