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ZIP Code 21660

Caroline, Maryland

FIPS 21660

Juniper

ZIP Code 21660 is in the top 30% nationally for FEMA risk score, but in the bottom 19% nationally for price-to-income ratio. It also sits in the 77th percentile nationally for median home value.

Median Home Value

$359,300

Higher than 77% of U.S. ZIP codes

FEMA Risk Score

47.6

Lower than 70% of U.S. ZIP codes

The basics

Total Population

4,132

Median Age

35.6

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$359,300

Higher than 77%

Median Property Tax

$2,778

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

4.47

Higher than 81%

Median Rent

$945

Near median

Home prices & appreciation

Ranked against U.S. ZIP codes.

Pandemic Gain %

43%

Recession Drop %

-29%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

84.6

Winter Avg Low (°F)

27

Avg Temperature (°F)

55.4

Hot Days/yr (>90°F)

22

Freezing Days/yr (<32°F)

96

Annual Precipitation (in)

50

Annual Snowfall (in)

12.8

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

47.6

Lower than 70%

EAL Flood/Coastal per $1K

0.01

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 21660: frequently asked questions

What is the median home value in ZIP Code 21660?
The median home value in ZIP Code 21660 is $359,300, higher than 77% of U.S. ZIP codes.
How much is property tax in ZIP Code 21660?
The median annual property tax in ZIP Code 21660 is $2,778, an effective rate of 1% of home value.
Is ZIP Code 21660 expensive to live in?
Homes in ZIP Code 21660 cost about 4.47× the median household income, higher than 81% of U.S. ZIP codes.
What is the average rent in ZIP Code 21660?
The median gross rent in ZIP Code 21660 is $945 a month, near the U.S. ZIP codes median.
What is the weather like in ZIP Code 21660?
ZIP Code 21660 averages 55.4°F year-round, summer highs near 84.6°F, winter lows around 27°F (NOAA 1991–2020 normals). It sees about 12.8 inches of snow a year.
Is ZIP Code 21660 at risk of flooding or natural disasters?
ZIP Code 21660's FEMA National Risk Index score is 47.6 (lower than 70% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Expected annual loss from flooding is 0.01 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →