The basics
Total Population
20,445
Median Age
28.3
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$552,400
Median Property Tax
$4,684
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
10.52
Median Rent
$1,558
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
73%
Appreciation 1yr %
7.2%
Pandemic Gain %
70%
Recession Drop %
-25%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
90.9
Winter Avg Low (°F)
41.8
Avg Temperature (°F)
67.4
Hot Days/yr (>90°F)
80.5
Freezing Days/yr (<32°F)
21.4
Annual Precipitation (in)
52
Annual Snowfall (in)
0
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
78.6
EAL Flood/Coastal per $1K
0.38
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 31401: frequently asked questions
- What is the median home value in ZIP Code 31401?
- The median home value in ZIP Code 31401 is $552,400, higher than 90% of U.S. ZIP codes.
- How much is property tax in ZIP Code 31401?
- The median annual property tax in ZIP Code 31401 is $4,684, an effective rate of 1% of home value.
- Is ZIP Code 31401 expensive to live in?
- Homes in ZIP Code 31401 cost about 10.52× the median household income, higher than 99% of U.S. ZIP codes.
- What is the average rent in ZIP Code 31401?
- The median gross rent in ZIP Code 31401 is $1,558 a month, higher than 84% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 31401?
- Home prices in ZIP Code 31401 have moved 73% over the past five years (7.2% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 31401?
- ZIP Code 31401 averages 67.4°F year-round, summer highs near 90.9°F, winter lows around 41.8°F (NOAA 1991–2020 normals).
- Is ZIP Code 31401 at risk of flooding or natural disasters?
- ZIP Code 31401's FEMA National Risk Index score is 78.6 (higher than 68% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Expected annual loss from flooding is 0.38 per $1,000 of building value.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →