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ZIP Code 32003

Clay, Florida

FIPS 32003

Juniper

ZIP Code 32003 is in the top 22% nationally for HPI growth 5yr %, but in the bottom 32% nationally for price-to-income ratio. It also sits in the 93th percentile nationally for median rent. And it sits in the 83th percentile nationally for median home value.

Median Home Value

$422,400

Higher than 83% of U.S. ZIP codes

HPI Growth 5yr %

54%

Higher than 78% of U.S. ZIP codes

FEMA Risk Score

63.1

Near the U.S. ZIP codes median

The basics

Total Population

29,766

Median Age

47.7

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$422,400

Higher than 83%

Median Property Tax

$3,673

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.62

Higher than 68%

Median Rent

$1,935

Higher than 93%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

54%

Higher than 78%

Appreciation 1yr %

-2.4%

Higher than 61%

Pandemic Gain %

53%

Recession Drop %

-31%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

91

Winter Avg Low (°F)

49.3

Avg Temperature (°F)

71.4

Hot Days/yr (>90°F)

96.4

Freezing Days/yr (<32°F)

3.7

Annual Precipitation (in)

53.6

Annual Snowfall (in)

0

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

63.1

Near median

EAL Flood/Coastal per $1K

0.04

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 32003: frequently asked questions

What is the median home value in ZIP Code 32003?
The median home value in ZIP Code 32003 is $422,400, higher than 83% of U.S. ZIP codes.
How much is property tax in ZIP Code 32003?
The median annual property tax in ZIP Code 32003 is $3,673, an effective rate of 1% of home value.
Is ZIP Code 32003 expensive to live in?
Homes in ZIP Code 32003 cost about 3.62× the median household income, higher than 68% of U.S. ZIP codes.
What is the average rent in ZIP Code 32003?
The median gross rent in ZIP Code 32003 is $1,935 a month, higher than 93% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 32003?
Home prices in ZIP Code 32003 have moved 54% over the past five years (-2.4% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 32003?
ZIP Code 32003 averages 71.4°F year-round, summer highs near 91°F, winter lows around 49.3°F (NOAA 1991–2020 normals).
Is ZIP Code 32003 at risk of flooding or natural disasters?
ZIP Code 32003's FEMA National Risk Index score is 63.1 (near the U.S. ZIP codes median). Its greatest modeled natural hazard is hurricane. Expected annual loss from flooding is 0.04 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →