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ZIP Code 32656

Clay, Florida

FIPS 32656

Juniper

ZIP Code 32656 is in the top 19% nationally for HPI growth 5yr %. It also sits in the top 21% nationally for FEMA risk score. And it sits in the 66th percentile nationally for median rent.

Median Home Value

$231,200

Higher than 57% of U.S. ZIP codes

HPI Growth 5yr %

56%

Higher than 81% of U.S. ZIP codes

FEMA Risk Score

37.5

Lower than 79% of U.S. ZIP codes

The basics

Total Population

15,836

Median Age

42.6

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$231,200

Higher than 57%

Median Property Tax

$1,302

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.12

Higher than 56%

Median Rent

$1,089

Higher than 66%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

56%

Higher than 81%

Appreciation 1yr %

-0.84%

Higher than 64%

Pandemic Gain %

67%

Recession Drop %

-34%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

92.1

Winter Avg Low (°F)

46.6

Avg Temperature (°F)

70.9

Hot Days/yr (>90°F)

91.8

Freezing Days/yr (<32°F)

15.1

Annual Precipitation (in)

55.8

Annual Snowfall (in)

0

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

37.5

Lower than 79%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 32656: frequently asked questions

What is the median home value in ZIP Code 32656?
The median home value in ZIP Code 32656 is $231,200, higher than 57% of U.S. ZIP codes.
How much is property tax in ZIP Code 32656?
The median annual property tax in ZIP Code 32656 is $1,302, an effective rate of 1% of home value.
Is ZIP Code 32656 expensive to live in?
Homes in ZIP Code 32656 cost about 3.12× the median household income, higher than 56% of U.S. ZIP codes.
What is the average rent in ZIP Code 32656?
The median gross rent in ZIP Code 32656 is $1,089 a month, higher than 66% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 32656?
Home prices in ZIP Code 32656 have moved 56% over the past five years (-0.84% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 32656?
ZIP Code 32656 averages 70.9°F year-round, summer highs near 92.1°F, winter lows around 46.6°F (NOAA 1991–2020 normals).
Is ZIP Code 32656 at risk of flooding or natural disasters?
ZIP Code 32656's FEMA National Risk Index score is 37.5 (lower than 79% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →