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ZIP Code 32073

Clay, Florida

FIPS 32073

Juniper

ZIP Code 32073 is in the top 26% nationally for HPI growth 5yr %, but in the bottom 29% nationally for price-to-income ratio. It also sits in the 82th percentile nationally for median rent. And it sits in the top 31% nationally for FEMA risk score.

Median Home Value

$287,600

Higher than 68% of U.S. ZIP codes

HPI Growth 5yr %

50%

Higher than 74% of U.S. ZIP codes

FEMA Risk Score

48.5

Lower than 69% of U.S. ZIP codes

The basics

Total Population

43,561

Median Age

41.4

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$287,600

Higher than 68%

Median Property Tax

$1,847

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.76

Higher than 71%

Median Rent

$1,472

Higher than 82%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

50%

Higher than 74%

Appreciation 1yr %

-3.4%

Higher than 60%

Pandemic Gain %

59%

Recession Drop %

-39%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

91

Winter Avg Low (°F)

49.3

Avg Temperature (°F)

71.4

Hot Days/yr (>90°F)

96.4

Freezing Days/yr (<32°F)

3.7

Annual Precipitation (in)

53.4

Annual Snowfall (in)

0

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

48.5

Lower than 69%

EAL Flood/Coastal per $1K

0.01

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 32073: frequently asked questions

What is the median home value in ZIP Code 32073?
The median home value in ZIP Code 32073 is $287,600, higher than 68% of U.S. ZIP codes.
How much is property tax in ZIP Code 32073?
The median annual property tax in ZIP Code 32073 is $1,847, an effective rate of 1% of home value.
Is ZIP Code 32073 expensive to live in?
Homes in ZIP Code 32073 cost about 3.76× the median household income, higher than 71% of U.S. ZIP codes.
What is the average rent in ZIP Code 32073?
The median gross rent in ZIP Code 32073 is $1,472 a month, higher than 82% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 32073?
Home prices in ZIP Code 32073 have moved 50% over the past five years (-3.4% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 32073?
ZIP Code 32073 averages 71.4°F year-round, summer highs near 91°F, winter lows around 49.3°F (NOAA 1991–2020 normals).
Is ZIP Code 32073 at risk of flooding or natural disasters?
ZIP Code 32073's FEMA National Risk Index score is 48.5 (lower than 69% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Expected annual loss from flooding is 0.01 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →