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ZIP Code 32065

Clay, Florida

FIPS 32065

Juniper

ZIP Code 32065 is in the top 20% nationally for HPI growth 5yr %. It also sits in the 89th percentile nationally for median rent. And it sits in the 69th percentile nationally for median home value.

Median Home Value

$299,400

Higher than 69% of U.S. ZIP codes

HPI Growth 5yr %

56%

Higher than 80% of U.S. ZIP codes

FEMA Risk Score

72.5

Higher than 59% of U.S. ZIP codes

The basics

Total Population

41,578

Median Age

37.2

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$299,400

Higher than 69%

Median Property Tax

$2,734

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.07

Near median

Median Rent

$1,743

Higher than 89%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

56%

Higher than 80%

Appreciation 1yr %

-6.7%

Higher than 58%

Pandemic Gain %

51%

Recession Drop %

-43%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

91

Winter Avg Low (°F)

49.3

Avg Temperature (°F)

71.4

Hot Days/yr (>90°F)

96.4

Freezing Days/yr (<32°F)

3.7

Annual Precipitation (in)

53.4

Annual Snowfall (in)

0

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

72.5

Higher than 59%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 32065: frequently asked questions

What is the median home value in ZIP Code 32065?
The median home value in ZIP Code 32065 is $299,400, higher than 69% of U.S. ZIP codes.
How much is property tax in ZIP Code 32065?
The median annual property tax in ZIP Code 32065 is $2,734, an effective rate of 1% of home value.
Is ZIP Code 32065 expensive to live in?
Homes in ZIP Code 32065 cost about 3.07× the median household income, near the U.S. ZIP codes median.
What is the average rent in ZIP Code 32065?
The median gross rent in ZIP Code 32065 is $1,743 a month, higher than 89% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 32065?
Home prices in ZIP Code 32065 have moved 56% over the past five years (-6.7% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 32065?
ZIP Code 32065 averages 71.4°F year-round, summer highs near 91°F, winter lows around 49.3°F (NOAA 1991–2020 normals).
Is ZIP Code 32065 at risk of flooding or natural disasters?
ZIP Code 32065's FEMA National Risk Index score is 72.5 (higher than 59% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →