The basics
Total Population
18,383
Median Age
60.5
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$368,800
Median Property Tax
$2,603
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
6.02
Median Rent
$1,330
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
46%
Appreciation 1yr %
-4.7%
Pandemic Gain %
62%
Recession Drop %
-52%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
88.7
Winter Avg Low (°F)
51.3
Avg Temperature (°F)
71.9
Hot Days/yr (>90°F)
57.1
Freezing Days/yr (<32°F)
3.2
Annual Precipitation (in)
53.5
Annual Snowfall (in)
0
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
46.9
EAL Flood/Coastal per $1K
0.02
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 32118: frequently asked questions
- What is the median home value in ZIP Code 32118?
- The median home value in ZIP Code 32118 is $368,800, higher than 78% of U.S. ZIP codes.
- How much is property tax in ZIP Code 32118?
- The median annual property tax in ZIP Code 32118 is $2,603, an effective rate of 1% of home value.
- Is ZIP Code 32118 expensive to live in?
- Homes in ZIP Code 32118 cost about 6.02× the median household income, higher than 91% of U.S. ZIP codes.
- What is the average rent in ZIP Code 32118?
- The median gross rent in ZIP Code 32118 is $1,330 a month, higher than 77% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 32118?
- Home prices in ZIP Code 32118 have moved 46% over the past five years (-4.7% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 32118?
- ZIP Code 32118 averages 71.9°F year-round, summer highs near 88.7°F, winter lows around 51.3°F (NOAA 1991–2020 normals).
- Is ZIP Code 32118 at risk of flooding or natural disasters?
- ZIP Code 32118's FEMA National Risk Index score is 46.9 (lower than 71% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Expected annual loss from flooding is 0.02 per $1,000 of building value.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →