The basics
Total Population
29,237
Median Age
39.5
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$323,800
Median Property Tax
$2,099
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
5.59
Median Rent
$1,472
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
71%
Appreciation 1yr %
3.5%
Pandemic Gain %
64%
Recession Drop %
-54%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
91.5
Winter Avg Low (°F)
51.6
Avg Temperature (°F)
73
Hot Days/yr (>90°F)
109.9
Freezing Days/yr (<32°F)
1.6
Annual Precipitation (in)
55.8
Annual Snowfall (in)
0
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
60
EAL Flood/Coastal per $1K
0
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 32809: frequently asked questions
- What is the median home value in ZIP Code 32809?
- The median home value in ZIP Code 32809 is $323,800, higher than 73% of U.S. ZIP codes.
- How much is property tax in ZIP Code 32809?
- The median annual property tax in ZIP Code 32809 is $2,099, an effective rate of 1% of home value.
- Is ZIP Code 32809 expensive to live in?
- Homes in ZIP Code 32809 cost about 5.59× the median household income, higher than 89% of U.S. ZIP codes.
- What is the average rent in ZIP Code 32809?
- The median gross rent in ZIP Code 32809 is $1,472 a month, higher than 82% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 32809?
- Home prices in ZIP Code 32809 have moved 71% over the past five years (3.5% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 32809?
- ZIP Code 32809 averages 73°F year-round, summer highs near 91.5°F, winter lows around 51.6°F (NOAA 1991–2020 normals).
- Is ZIP Code 32809 at risk of flooding or natural disasters?
- ZIP Code 32809's FEMA National Risk Index score is 60 (lower than 57% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Modeled coastal-flood loss is negligible.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →