The basics
Total Population
10,897
Median Age
42.2
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$438,600
Median Property Tax
$3,521
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
4.1
Median Rent
$2,611
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
71%
Pandemic Gain %
45%
Recession Drop %
-47%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
91.5
Winter Avg Low (°F)
53.5
Avg Temperature (°F)
73.8
Hot Days/yr (>90°F)
110.8
Freezing Days/yr (<32°F)
1.2
Annual Precipitation (in)
53.9
Annual Snowfall (in)
0
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
56.9
EAL Flood/Coastal per $1K
0
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 32820: frequently asked questions
- What is the median home value in ZIP Code 32820?
- The median home value in ZIP Code 32820 is $438,600, higher than 84% of U.S. ZIP codes.
- How much is property tax in ZIP Code 32820?
- The median annual property tax in ZIP Code 32820 is $3,521, an effective rate of 1% of home value.
- Is ZIP Code 32820 expensive to live in?
- Homes in ZIP Code 32820 cost about 4.1× the median household income, higher than 76% of U.S. ZIP codes.
- What is the average rent in ZIP Code 32820?
- The median gross rent in ZIP Code 32820 is $2,611 a month, higher than 98% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 32820?
- Home prices in ZIP Code 32820 have moved 71% over the past five years, per the FHFA House Price Index.
- What is the weather like in ZIP Code 32820?
- ZIP Code 32820 averages 73.8°F year-round, summer highs near 91.5°F, winter lows around 53.5°F (NOAA 1991–2020 normals).
- Is ZIP Code 32820 at risk of flooding or natural disasters?
- ZIP Code 32820's FEMA National Risk Index score is 56.9 (lower than 60% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Modeled coastal-flood loss is negligible.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →