The basics
Total Population
37,644
Median Age
38.4
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$433,600
Median Property Tax
$4,261
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.5
Median Rent
$2,275
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
83%
Appreciation 1yr %
18%
Pandemic Gain %
67%
Recession Drop %
-47%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
90.6
Winter Avg Low (°F)
46.5
Avg Temperature (°F)
70.7
Hot Days/yr (>90°F)
104.7
Freezing Days/yr (<32°F)
14.2
Annual Precipitation (in)
57.2
Annual Snowfall (in)
0
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
75.7
EAL Flood/Coastal per $1K
0
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 34638: frequently asked questions
- What is the median home value in ZIP Code 34638?
- The median home value in ZIP Code 34638 is $433,600, higher than 84% of U.S. ZIP codes.
- How much is property tax in ZIP Code 34638?
- The median annual property tax in ZIP Code 34638 is $4,261, an effective rate of 1% of home value.
- Is ZIP Code 34638 expensive to live in?
- Homes in ZIP Code 34638 cost about 3.5× the median household income, higher than 65% of U.S. ZIP codes.
- What is the average rent in ZIP Code 34638?
- The median gross rent in ZIP Code 34638 is $2,275 a month, higher than 96% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 34638?
- Home prices in ZIP Code 34638 have moved 83% over the past five years (18% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 34638?
- ZIP Code 34638 averages 70.7°F year-round, summer highs near 90.6°F, winter lows around 46.5°F (NOAA 1991–2020 normals).
- Is ZIP Code 34638 at risk of flooding or natural disasters?
- ZIP Code 34638's FEMA National Risk Index score is 75.7 (higher than 64% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Modeled coastal-flood loss is negligible.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →