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ZIP Code 34638

Pasco, Florida

ZCTA 34638

Juniper

ZIP Code 34638 is in the highest 38% nationally for FEMA risk score. It also sits in the highest 3% nationally for home price growth over five years. And it sits in the highest 3% nationally for home price growth over the past year.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$564,148

Higher than 81% of U.S. ZIP codes
Home Price Growth, Past Five Years

83%

Higher than 97% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

74.4

Higher than 62% of U.S. ZIP codes

The boundary of ZIP Code 34638, in Pasco, Florida.

The basics

Total Population

37,644

Median Age

38.4

Population Density

813.33

Home values & property tax

Median Property Tax

$4,261

Property Tax Rateyearly tax as a share of home value

0.98%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

3.5×

Higher than 61% of U.S. ZIP codes
Median Income

$123,899

Higher than 92% of U.S. ZIP codes
Median Rent

$2,275

Higher than 95% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

18%

Higher than 97% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

67%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

47%

Climate & weather

Summer Avg High (°F)

90.6

Winter Avg Low (°F)

46.5

Avg Temperature (°F)

70.7

Hot Days/yr (>90°F)

104.7

Freezing Days/yr (<32°F)

14.2

Annual Precipitation (in)

57.2

Annual Snowfall (in)

0

Flood & disaster risk

Coastal Flood Loss per $1,000

$0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 34638: frequently asked questions

What is the typical home value in ZIP Code 34638?
The estimated median home value in ZIP Code 34638 today is $564,148, higher than 81% of U.S. ZIP codes.
How much is property tax in ZIP Code 34638?
The median annual property tax in ZIP Code 34638 is $4,261, an effective rate of 0.98% of home value.
Is ZIP Code 34638 expensive to live in?
Homes in ZIP Code 34638 cost about 3.5× the median household income, higher than 61% of U.S. ZIP codes.
What is the average rent in ZIP Code 34638?
The median gross rent in ZIP Code 34638 is $2,275 a month, higher than 95% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 34638?
Home prices in ZIP Code 34638 have moved 83% over the past five years (18% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 34638?
ZIP Code 34638 has a population of 37,644, about 813.33 people per square mile, per the U.S. Census American Community Survey. The median age is 38.4.
What is the weather like in ZIP Code 34638?
ZIP Code 34638 averages 70.7°F year-round, summer highs near 90.6°F, winter lows around 46.5°F (NOAA 1991–2020 normals).
Is ZIP Code 34638 at risk of flooding or natural disasters?
ZIP Code 34638's FEMA National Risk Index score is 74.4 (higher than 62% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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