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ZIP Code 34685

Pinellas, Florida

FIPS 34685

Juniper

ZIP Code 34685 is in the top 28% nationally for FEMA risk score, but in the bottom 11% nationally for price-to-income ratio. It also sits in the 93th percentile nationally for median rent. And it sits in the 89th percentile nationally for median home value.

Median Home Value

$518,000

Higher than 89% of U.S. ZIP codes

HPI Growth 5yr %

45%

Higher than 67% of U.S. ZIP codes

FEMA Risk Score

45.7

Lower than 72% of U.S. ZIP codes

The basics

Total Population

18,132

Median Age

48.4

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$518,000

Higher than 89%

Median Property Tax

$4,227

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

5.47

Higher than 89%

Median Rent

$1,990

Higher than 93%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

45%

Higher than 67%

Appreciation 1yr %

-13%

Higher than 56%

Pandemic Gain %

57%

Recession Drop %

-36%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

90.4

Winter Avg Low (°F)

52.6

Avg Temperature (°F)

72.9

Hot Days/yr (>90°F)

95.1

Freezing Days/yr (<32°F)

1.8

Annual Precipitation (in)

54.3

Annual Snowfall (in)

0

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

45.7

Lower than 72%

EAL Flood/Coastal per $1K

0.02

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 34685: frequently asked questions

What is the median home value in ZIP Code 34685?
The median home value in ZIP Code 34685 is $518,000, higher than 89% of U.S. ZIP codes.
How much is property tax in ZIP Code 34685?
The median annual property tax in ZIP Code 34685 is $4,227, an effective rate of 1% of home value.
Is ZIP Code 34685 expensive to live in?
Homes in ZIP Code 34685 cost about 5.47× the median household income, higher than 89% of U.S. ZIP codes.
What is the average rent in ZIP Code 34685?
The median gross rent in ZIP Code 34685 is $1,990 a month, higher than 93% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 34685?
Home prices in ZIP Code 34685 have moved 45% over the past five years (-13% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 34685?
ZIP Code 34685 averages 72.9°F year-round, summer highs near 90.4°F, winter lows around 52.6°F (NOAA 1991–2020 normals).
Is ZIP Code 34685 at risk of flooding or natural disasters?
ZIP Code 34685's FEMA National Risk Index score is 45.7 (lower than 72% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Expected annual loss from flooding is 0.02 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →