The basics
Total Population
18,132
Median Age
48.4
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$518,000
Median Property Tax
$4,227
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
5.47
Median Rent
$1,990
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
45%
Appreciation 1yr %
-13%
Pandemic Gain %
57%
Recession Drop %
-36%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
90.4
Winter Avg Low (°F)
52.6
Avg Temperature (°F)
72.9
Hot Days/yr (>90°F)
95.1
Freezing Days/yr (<32°F)
1.8
Annual Precipitation (in)
54.3
Annual Snowfall (in)
0
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
45.7
EAL Flood/Coastal per $1K
0.02
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 34685: frequently asked questions
- What is the median home value in ZIP Code 34685?
- The median home value in ZIP Code 34685 is $518,000, higher than 89% of U.S. ZIP codes.
- How much is property tax in ZIP Code 34685?
- The median annual property tax in ZIP Code 34685 is $4,227, an effective rate of 1% of home value.
- Is ZIP Code 34685 expensive to live in?
- Homes in ZIP Code 34685 cost about 5.47× the median household income, higher than 89% of U.S. ZIP codes.
- What is the average rent in ZIP Code 34685?
- The median gross rent in ZIP Code 34685 is $1,990 a month, higher than 93% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 34685?
- Home prices in ZIP Code 34685 have moved 45% over the past five years (-13% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 34685?
- ZIP Code 34685 averages 72.9°F year-round, summer highs near 90.4°F, winter lows around 52.6°F (NOAA 1991–2020 normals).
- Is ZIP Code 34685 at risk of flooding or natural disasters?
- ZIP Code 34685's FEMA National Risk Index score is 45.7 (lower than 72% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Expected annual loss from flooding is 0.02 per $1,000 of building value.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →