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ZIP Code 35040

Shelby, Alabama

ZCTA 35040

Juniper

ZIP Code 35040 is in the lowest 35% nationally for FEMA risk score. It also sits in the highest 22% nationally for median rent. And it sits in the highest 32% nationally for home price growth over the past year.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$275,454

Lower than 66% of U.S. ZIP codes
Home Price Growth, Past Five Years

53%

Near the U.S. ZIP codes median
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

53.6

Lower than 65% of U.S. ZIP codes

The boundary of ZIP Code 35040, in Shelby, Alabama.

The basics

Total Population

19,304

Median Age

35.3

Population Density

247.73

Home values & property tax

Median Property Tax

$1,062

Property Tax Rateyearly tax as a share of home value

0.46%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

2.75×

Lower than 63% of U.S. ZIP codes
Median Income

$84,554

Higher than 67% of U.S. ZIP codes
Median Rent

$1,512

Higher than 78% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

5.7%

Higher than 68% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

48%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

18%

Climate & weather

Summer Avg High (°F)

90

Winter Avg Low (°F)

37.7

Avg Temperature (°F)

64.4

Hot Days/yr (>90°F)

63.3

Freezing Days/yr (<32°F)

42.6

Annual Precipitation (in)

57.9

Annual Snowfall (in)

0.5

Flood & disaster risk

FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

53.6

Lower than 65% of U.S. ZIP codes

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 35040: frequently asked questions

What is the typical home value in ZIP Code 35040?
The estimated median home value in ZIP Code 35040 today is $275,454, lower than 66% of U.S. ZIP codes.
How much is property tax in ZIP Code 35040?
The median annual property tax in ZIP Code 35040 is $1,062, an effective rate of 0.46% of home value.
Is ZIP Code 35040 expensive to live in?
Homes in ZIP Code 35040 cost about 2.75× the median household income, lower than 63% of U.S. ZIP codes.
What is the average rent in ZIP Code 35040?
The median gross rent in ZIP Code 35040 is $1,512 a month, higher than 78% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 35040?
Home prices in ZIP Code 35040 have moved 53% over the past five years (5.7% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 35040?
ZIP Code 35040 has a population of 19,304, about 247.73 people per square mile, per the U.S. Census American Community Survey. The median age is 35.3.
What is the weather like in ZIP Code 35040?
ZIP Code 35040 averages 64.4°F year-round, summer highs near 90°F, winter lows around 37.7°F (NOAA 1991–2020 normals). It sees about 0.5 inches of snow a year.
Is ZIP Code 35040 at risk of flooding or natural disasters?
ZIP Code 35040's FEMA National Risk Index score is 53.6 (lower than 65% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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