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ZIP Code 35640

Morgan, Alabama

ZCTA 35640

Juniper

ZIP Code 35640 is in the highest 35% nationally for FEMA risk score. It also sits in the lowest 21% nationally for home price growth over the past year. And it sits in the lowest 24% nationally for typical home value.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$235,378

Lower than 76% of U.S. ZIP codes
Home Price Growth, Past Five Years

54%

Near the U.S. ZIP codes median
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

76.9

Higher than 65% of U.S. ZIP codes

The boundary of ZIP Code 35640, in Morgan, Alabama.

The basics

Total Population

27,344

Median Age

40.4

Population Density

255.78

Home values & property tax

Median Property Tax

$647

Property Tax Rateyearly tax as a share of home value

0.31%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

2.74×

Lower than 63% of U.S. ZIP codes
Median Income

$76,620

Higher than 57% of U.S. ZIP codes
Median Rent

$801

Lower than 76% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

-0.46%

Lower than 79% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

51%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

0.58%

Climate & weather

Summer Avg High (°F)

88.3

Winter Avg Low (°F)

33.1

Avg Temperature (°F)

61.4

Hot Days/yr (>90°F)

41.2

Freezing Days/yr (<32°F)

52.3

Annual Precipitation (in)

58.8

Annual Snowfall (in)

2.4

Flood & disaster risk

FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

76.9

Higher than 65% of U.S. ZIP codes

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 35640: frequently asked questions

What is the typical home value in ZIP Code 35640?
The estimated median home value in ZIP Code 35640 today is $235,378, lower than 76% of U.S. ZIP codes.
How much is property tax in ZIP Code 35640?
The median annual property tax in ZIP Code 35640 is $647, an effective rate of 0.31% of home value.
Is ZIP Code 35640 expensive to live in?
Homes in ZIP Code 35640 cost about 2.74× the median household income, lower than 63% of U.S. ZIP codes.
What is the average rent in ZIP Code 35640?
The median gross rent in ZIP Code 35640 is $801 a month, lower than 76% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 35640?
Home prices in ZIP Code 35640 have moved 54% over the past five years (-0.46% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 35640?
ZIP Code 35640 has a population of 27,344, about 255.78 people per square mile, per the U.S. Census American Community Survey. The median age is 40.4.
What is the weather like in ZIP Code 35640?
ZIP Code 35640 averages 61.4°F year-round, summer highs near 88.3°F, winter lows around 33.1°F (NOAA 1991–2020 normals). It sees about 2.4 inches of snow a year.
Is ZIP Code 35640 at risk of flooding or natural disasters?
ZIP Code 35640's FEMA National Risk Index score is 76.9 (higher than 65% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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