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ZIP Code 36109

Montgomery, Alabama

ZCTA 36109

Juniper

ZIP Code 36109 is in the lowest 37% nationally for FEMA risk score. It also sits in the lowest 5% nationally for typical home value. And it sits in the lowest 11% nationally for home price growth over five years.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$152,381

Lower than 95% of U.S. ZIP codes
Home Price Growth, Past Five Years

35%

Lower than 89% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

55.5

Lower than 63% of U.S. ZIP codes

The boundary of ZIP Code 36109, in Montgomery, Alabama.

The basics

Total Population

23,581

Median Age

38

Population Density

2,081.26

Home values & property tax

Median Property Tax

$557

Property Tax Rateyearly tax as a share of home value

0.4%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

2.38×

Lower than 75% of U.S. ZIP codes
Median Income

$59,193

Lower than 72% of U.S. ZIP codes
Median Rent

$1,142

Higher than 60% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

-2.8%

Lower than 88% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

38%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

15%

Climate & weather

Summer Avg High (°F)

93.2

Winter Avg Low (°F)

41.6

Avg Temperature (°F)

67.9

Hot Days/yr (>90°F)

92.3

Freezing Days/yr (<32°F)

39.6

Annual Precipitation (in)

54.6

Annual Snowfall (in)

0.3

Flood & disaster risk

FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

55.5

Lower than 63% of U.S. ZIP codes

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 36109: frequently asked questions

What is the typical home value in ZIP Code 36109?
The estimated median home value in ZIP Code 36109 today is $152,381, lower than 95% of U.S. ZIP codes.
How much is property tax in ZIP Code 36109?
The median annual property tax in ZIP Code 36109 is $557, an effective rate of 0.4% of home value.
Is ZIP Code 36109 expensive to live in?
Homes in ZIP Code 36109 cost about 2.38× the median household income, lower than 75% of U.S. ZIP codes.
What is the average rent in ZIP Code 36109?
The median gross rent in ZIP Code 36109 is $1,142 a month, higher than 60% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 36109?
Home prices in ZIP Code 36109 have moved 35% over the past five years (-2.8% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 36109?
ZIP Code 36109 has a population of 23,581, about 2,081.26 people per square mile, per the U.S. Census American Community Survey. The median age is 38.
What is the weather like in ZIP Code 36109?
ZIP Code 36109 averages 67.9°F year-round, summer highs near 93.2°F, winter lows around 41.6°F (NOAA 1991–2020 normals). It sees about 0.3 inches of snow a year.
Is ZIP Code 36109 at risk of flooding or natural disasters?
ZIP Code 36109's FEMA National Risk Index score is 55.5 (lower than 63% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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